Can I Get A Payday Advance Loan With Poor Credit?

March 4, 2022 | Emma Frost

payday advance loan with poor credit

 

If you have poor credit, you know how difficult it can be to qualify for loans. Unfortunately, you may find yourself in a situation where you absolutely need a loan or extra money, but your credit score is making it difficult to get the money you really need.

One option you might be considering is a payday advance loan. Can individuals with poor credit apply for a payday loan? The short answer is yes! If you find yourself needing a payday loan with poor credit, this is the breakdown of our loan you need.

Does Bad Credit Get In The Way Of A Payday Advance Loan?

As we briefly answered above, a quick Mississippi payday loan is an option for many individuals, including those with poor credit. Unlike traditional bank loans, all credit types are welcome to apply for a payday advance loan. So, individuals with good credit, bad credit, and no credit at all are welcome to apply for a payday advance.

What Do I Need To Apply For A Payday Advance Loan?

The reason why all credit types are welcome to apply for payday advance loans is that we use other requirements to confirm your eligibility. In other words, as long as you meet the requirements for a payday advance loan, you can apply, regardless of your credit score. Here are the three things you will need to apply in Mississippi Title Loans, Inc. with us.

Driver’s License

Just like any other loan from us, a driver’s license or state-issued ID is required to apply for a payday advance loan. Your driver’s license or ID is used to confirm your identity, as well as prove that you are over 18 years old. In the state of Mississippi, you must be at least 18 to qualify for a payday advance – or any kind of loan, for that matter.

Most Recent Paystub

Payday advance loans are named as such because they help you bridge the gap between pay periods and they are paid back by your next paycheck – usually in two weeks. As a result, you need income – usually from a job, but not always – to qualify for this loan. Your most recent pay stub will be used as proof for your income. It is also used to determine how much you can be loaned.

Blank Check From An Active Checking Account In Your Name

Lastly, you will need a blank check from an active checking account in your name. This blank check is required to help us further prove the checking account you are using is in your name. You must have an active checking account open in your name in order to qualify.

 

MS payday loan

 

How Much Can I Get From A Payday Advance Loan?

Here at Mississippi Title Loans, Inc., we offer payday loans between $100 and $400. This amount of money can hold you over to your next payday to pay for necessary expenses such as groceries, emergency expenses, or part of rent. How much you can qualify for depends on how much you make.

How Long Does It Take?

We understand that emergencies may require you to qualify and get approved for a loan in a short amount of time. For this reason, Mississippi Title Loans, Inc. offers fast payday advances. The in-person application process can take as little as 30 minutes to complete. These fast times then allow you to get the money you need either the same day or the next business day.

The Payday Advance Loan Process

If a payday advance sounds like an option for you, the next step is to begin the process. When you come to Mississippi Title Loans, Inc. for a payday advance, our process is simple for anyone to get started. First, you will fill out the inquiry form on our website.

This inquiry form connects you to the closest Mississippi payday loan location. After you click submit, a store representative will contact you over the phone to set up an appointment. During this phone call, feel free to ask any remaining questions you have.

Bring all of your required items to the store. Sit down with a representative, who will evaluate your documents and walk you through the last steps of the process, including some simple paperwork if you are approved. Once done, you can get the money you need the same day or the next business day.

Apply For A Payday Advance Loan Today!

With us here, you do not need to worry about your poor credit. If you have poor credit, a payday advance loan may be an option for you. As long as you have the three required items, you can go to our website and start the process.

To get started, fill out the quick and brief online form on our website right on the home page. We will get in contact with you shortly so that we can get you the money you need quickly. We look forward to speaking with you soon.

 

 

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.