Payday Loan FAQs

Payday loans are a type of short-term loan that could help you to fill the financial gap between paychecks. The amount you could qualify for is between $100 and $400 in the state of Mississippi. 
Please review your loan documents for all terms and fees associated with your payday loan. Your store representative will walk you through the terms and fees prior to you signing the documents. 
The only items you need to qualify for a payday loan are:
  • An active checking account
  • A blank check from your checking account
  • Your most recent pay stub
  • Be at least 18 years of age
  • A valid form of state-issued photo identification
You could be eligible for anywhere from $100 to $400 in the state of Mississippi. When you visit a Mississippi Title Loans, Inc. location, your specific loan amount will be determined. The loan amount is based off of the lender’s underwriting, your income and your ability to repay the loan. 
Once you are approved for your payday loan, you will receive the loan amount at the neighborhood location you visited.
Yes, you can. Your ability to obtain a payday loan is not dependent on your credit history. Additionally, bounced checks, discharged bankruptcies, charge offs or other credit related problems do not play a role in your ability to obtain a payday loan. 
Once you are at a Mississippi Title Loans, Inc. location you could obtain the cash you need in as quickly as 30 minutes. 
Please navigate to the Consumer Disclosure tab on the menu for full details. It is important to note that payday loans are designed for use in cash emergencies when incurring late payment fees would be more expensive. 
If you default on your loan, Mississippi Title Loans, Inc. DOES NOT report it to the credit agencies. 
Loan terms will vary, so please check your loan agreement for the exact terms and conditions. Generally, a payday loan will be due on your next payday. 
The representatives at Mississippi Title Loans, Inc have the ability to set up payment arrangements that are in accordance with state regulations if you have an emergency that prevents you from making your payment in full. 
You are allowed to re-apply for another payday loan as soon as you have paid the existing payday loan off in full. Please check with a loan representative in your area for full details. 
Yes, you can refinance your payday loan in the state of Mississippi. For complete details, please check with a loan representative. 
Our representatives are capable of setting up payment arrangements in accordance with state regulations that will allow you to satisfy your payday loan agreement.
Once you arrive at your neighborhood Mississippi Title Loans, Inc location, you could be approved for your payday loan in as little as 30 minutes. 

Mississippi Title Loans Inc

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Mississippi Title Loans, Inc. has you covered. It doesn’t matter what has left you in need of cash, because with a car title loan you could get up to $2,500 today.

You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:

  • Driver’s License or State Issued I.D.
  • Lien-Free Title to Your Vehicle
  • Your Vehicle for Inspection

We also welcome all credit, so fill out our online request form and get started now!