Get Emergency Money For Rent Fast With Title Loans
January 18, 2021 | Daniel Dewitt
Whether it's because of COVID-19 or another emergency, chances are you need – or will need – emergency money for rent or bills. Don't worry because you're not alone. In fact, thousands of people seek fast financial aid every day in various situations. Of course, it is recommended to have your emergency fund set aside for these moments – but sometimes it isn’t enough. That is why many people turn to title loans in Mississippi for things like rent money and other emergencies.
How To Get Emergency Money For Rent
When you're short on cash as an adult, there are several things you can do. However, most of those things require time, patience, and a lot of work. That isn’t always possible when you are dealing with an emergency like late rent.
Churches, community outreach centers, and government programs can also be a big help, but most people want to be self-sufficient when they’re handling emergencies. That is where title loans come into the picture as a viable option. So, here's what you need to know about title loans if that sounds like you.
Search For Title Cash In Mississippi
A title loan requires you to exchange a vehicle’s title as collateral for quick cash. They are a good option because you get the cash you need quickly if you get approved. In fact, you can get the cash either the same day you apply or the very next bank business day. This lets you take care of your rent or other situations a lot faster than you could with a traditional bank loan. Plus, getting this loan from Mississippi comes with a lot of other added benefits.
Related content: How Title Loans Work: Emergency Cash Loans You Get Quickly
Benefits Of Title Loans
You Can Use Whatever Vehicle You Have
While this loan is sometimes referred to as a “car title loan” that doesn’t mean you can only get it with a car. If you don’t have a car’s title to use, you can use other vehicle titles such as an SUV, truck, motorcycle, or even an RV. Just make sure that whatever vehicle’s title you use is in your name and free of outstanding loans or liens on them. With this title loan, you can qualify for anything between $300 - $2,500.
You Get Cash Quickly And Seamlessly
When you decide to apply for a title loan with us at Mississippi Title Loans, get ready for a quick and easy process. Unlike traditional loans, we don’t make you jump through hoops and gather a bunch of documents, just to then find out you were denied. And also unlike traditional loans, we won’t make you wait days or even weeks for the cash if you are approved. You will learn quickly whether you are approved or not and you will also get the cash quickly if you are.
Our Process Is Streamlined
As I said, you find out if you are approved and get the cash quickly. This is because our process is so streamlined for anyone to go through. We cut out the unnecessary steps to give you a process you’ll actually tolerate. In fact, all you have to do to begin is fill out our online form. Then just wait for us to give you a call. When one of our loan representatives gives you a call, you can give them a location and they can come meet you if you’d rather not come to one of our many Mississippi loan places.
Whether you come into the store or we go to you, you’ll still have to bring your vehicle, vehicle’s title, and your driver’s license or state-issued ID. We will check your ID and title and do a quick inspection of your vehicle. After the inspection, we will be able to tell you how much you qualify for and then we will decide if you’ve been approved. If you are, we will help you finish the paperwork and either hand you the cash the same day or the next bank business day.
3 Tips For Spending Your Emergency Rent Money Wisely
Being short on cash is hard. But get prepared because life is easier when you have some money in your pocket. The bills have stacked up while you've been feeling restless, but don't focus on the wrong priorities or you’ll get yourself in a financial bind. Instead, organize your finances to get back on top of your game faster.
Spending surplus emergency cash is tempting after a stressful situation. It doesn’t help temptation when it’s so easy to get help. So, prevent oversights and control your impulses with these three smart spending tactics:
- Pay for the big-ticket items first. Anything that takes more than 30% of your loan should be paid upfront. Use the rest for smaller items, late fees, and other incidentals.
- Avoid spending money on recreation. There will be plenty of time to have fun after you get back on your feet. Plus, you’ll be able to enjoy it more.
- Concentrate on your survival. That means buying vital items like food, water, shelter, and transportation. Try not to spend money on things you don’t need.
Also, try to ask for more than you actually require because the nature of an emergency is to be unpredictable. Plus, you can't always tell when your financial situation will change. Use this emergency money to finally handle your rent or other situations holding you back.