How To Get Money For Your Car Title
You can get money for your car title with a title loan from Mississippi Title Loans, Inc.! Thanks to our easy-to-understand process, it can take as little as 30 minutes to obtain the cash you need.
A title loan can give you the urgent money you need to face a financial emergency. In the next sections, we'll explore title loans in more detail before divulging our step-by-step process, making approval straightforward.
Get Money For Your Car Title With A Title Loan From Us
With title loans from us, you can use your car title to get money, borrowing between $300 and $2,500. Since we don't run hard credit inquiries, you do not need to have a near-perfect credit score. In fact, you can qualify with a fair or even a poor one.
We're able to negate the need for a great credit rating by using your car's value to establish your affordability. While you can keep utilizing your vehicle while you're repaying the loan, we do place a lien on your title as collateral.
Your ability to qualify for the higher loan amounts depends on your car's worth. Therefore, you should understand the factors we use to calculate its value. Such factors include:
- The car's age — Typically, the older the vehicle, the less it's worth unless you own a classic car.
- The car's odometer reading — Higher mileage equals decreased worth. But we consider this along its age. The average mileage is 10,000 to 12,000 miles a year, meaning a two-year-old automobile with 24,000 miles on the clock has average mileage.
- The car's make and model — Some models are pricier than others, giving you a better chance of getting the larger loan amounts.
- The car's condition — We consider the cosmetic and mechanical condition.
- The car's modifications — Custom paint jobs, spoilers, and decals can decrease the vehicle's value.
Everything You Need To Get Money For Your Car Title
To obtain money for your car title, you don't need many things. We ask for the following three items alone:
- Lien-free title — Your lien-free title is super important. While there are many types of titles, we can only accept a lien-free version as we put a lien on it to secure your title loan. Please ensure it's your name on the title. If not, head to your local DMV office and ask for a transfer. Following transfer completion, you can apply for a title loan.
- Identification — You can use your driver's license, passport, military dependent's ID card, or another form of government-issued identification that displays your full legal name, date of birth, and portrait photo. As you may have gathered, we use it to establish that you are who you say you are and your age (you need to be at least 18 years old to get money for your car title in Mississippi).
- Vehicle — We accept cars, vans, and trucks. However, you will not be able to get money for titles pertaining to motorcycles, tractors, trailers, ATVs, RVs, or other modes of transport.
Our Step-By-Step Title Loan Process
Provided you have the necessary items for qualification, follow the step-by-step process below to get money for your car title:
- Fill out the simple online loan inquiry form. You can find it at the top of this website. Please ensure you select the right type of loan because we also offer signature installment loans and payday loans.
- Once we get your information, we will call you to talk about the requirements and answer your questions. At the same time, we will schedule a face-to-face meeting. You don't have to come to our store if you'd rather not. Instead, give us your home or office address, and we will meet you there.
- Wherever you decide to meet us, make sure you get there on time and have all the requirements to ensure you get money for your car title seamlessly.
- We will have a look at your documents to verify your identity before examining your vehicle to establish the amount of money you qualify for.
- If you are happy with the amount of cash we offer you, we will help you complete the process by signing a few forms.
- After all that, the money will hit your account on the same or the following business day. We do our best to ensure it arrives on the same day, but that doesn't always pan out. However, you will receive the money for your car title within 24 hours.
Secure Your Title Loan With Mississippi Title Loans, Inc. Right Now!
Get money for your car title pursuing a title loan from us at Mississippi Title Loans, Inc. The process can take as little as half an hour, allowing you to get the money you need on the same of the very next business day.
If you're facing a financial emergency, a Mississippi title loan can help you stay afloat. Kickstart the process by completing our online inquiry form. Our friendly representatives will be in touch to help you with the rest.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.