What Vehicles Can Get Cash For Title?

When unexpected expenses arise, title loans in Mississippi can provide quick access to cash. However, not all vehicles are eligible for this type of loan. So, before you get in touch with us here at Mississippi Title Loans, Inc., it is worth reading through the information and seeing what the chances are that your vehicle will qualify.

Here’s what you need to know to determine if your vehicle qualifies for auto title loans in MS.

Types of Vehicles

At Mississippi Title Loans, Inc., we accept the following vehicle types for title loans in Mississippi:

• Cars: From sedans to compact cars, standard vehicles are eligible.
• Trucks: Including pickups and larger work trucks.
• Vans and SUVs: Family vans and sport utility vehicles also qualify.

Unfortunately, motorcycles, RVs, and boats are not accepted for cash for title loans.

The Lien-Free Title Requirements

A lien-free title means there are no outstanding loans or judgments against your vehicle. If you’re unsure about your vehicle’s status, check with your local DMV. They help you determine if you have financing on your vehicle and have not received a lien release form from the financer, then you still have a lien.

Since cash for title loan is a secured loan, we can only issue approval if the vehicle's title is in the name of the borrower. So, if you have yet to get the name on the title switched over to yours, then now is the time before you come see us. The name on the ID or driver’s license that you bring along to us should match the name on the vehicle's title as well.

The Vehicle Title Must Be in Your Name

The vehicle's title must be in your name to qualify. If it’s not, update it at the DMV before applying. This is essential for both auto title loans in MS and cash for title loans, as the borrower must match the vehicle’s registration details.

The Vehicle Must Have Value

The loan amount is based on your vehicle’s value. Vehicles in good condition and newer models tend to qualify for higher amounts, starting at $300. We base the value of your vehicle on an industry-recognized price list.

If your vehicle is worth less than $300, we may not be able to approve you. Very few vehicles are worth under $300. However, if your vehicle is not in a roadworthy condition, exceedingly old, or not properly maintained, then you may not be able to receive a title loan in Mississippi. We can conduct a vehicle inspection, but this doesn't guarantee that you will qualify.

Understanding The Inspection Process

To determine your vehicle's value, a simple inspection is required. At Mississippi Title Loans, Inc., we make this loan process hassle-free:

• Schedule an inspection at a location convenient for you.
• Bring the vehicle, title, and a valid ID.
• The inspection typically takes less than 30 minutes.

It isn't enough to prove that you own a vehicle for a title loan in Mississippi. We need to inspect it to determine the worth of your specific vehicle. Now, Mississippi Title Loans, Inc. makes your life easy on this front. You don't have to come to one of our branches for a vehicle inspection. We can meet you at a location that is more convenient for you.

Why Mississippi Title Loans, Inc. Is An Option for Cash for Title

One of the main reasons why people opt for auto title loans in MS from Mississippi Title Loans, Inc. is due to how fast the process is. Our initial inquiry process can be completed in under an hour, with most title loans in Mississippi fully funded within a single working day – if you are approved, of course.

We try to ensure that the process is as easy as possible to get through, too. The process will always start with you filling in a form and then receiving a phone call from us. Then all you need to do is meet us in person for that vehicle inspection – either at the nearest Mississippi cash for title loans location or at a more convenient location.

The process is wrapped up with you signing your loan agreement if we determine you qualify. Keep in mind that we are able to consider people of all credit types, and we don't even have income requirements, so if you are temporarily unemployed, you may still be able to qualify. We also do not require you to have a checking account to get this loan.

Benefits of Car Title Loans

• Fast Approvals: Get your cash within the same business day if approved.
• No Income or Credit Requirements: Bad credit or unemployment won’t disqualify you.
• Convenient Process: No need to visit a branch—we can meet at a location that works for you.

Tips for Responsible Borrowing

Before you apply for auto title loans in MS, consider these tips for smart financial decisions:

• Budget Carefully: Only borrow what you need and what you can realistically repay.
• Understand Loan Terms: Read the interest rates and repayment terms closely before signing.
• Use Loans for Emergencies: Title loans are best reserved for urgent financial needs, not everyday spending.
• Have a Repayment Plan: Plan how you will repay the loan to avoid penalties or vehicle repossession.

Interested In Title Loans? Get In Touch Today

If you have a lien-free title to a vehicle and that title is in your name, then you have a strong chance of being able to get cash for a title loan. The only way to know for sure is to get in touch with us.

Check if your vehicle qualifies today! Start by filling in the short inquiry form on our website today. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.