Losing your job can make you start searching for grocery price relief in MS or for ways to get emergency cash; that’s where Mississippi title loans can come in handy. If you own your car outright, you can use it to get a financial boost within one business day.
In this guide from Mississippi Title Loans, Inc., we will explain how to get grocery price relief in MS with tips for smarter shopping. We will also review how to get layoff help in Jackson, MS, and how title loans can help when faced with costs you cannot afford.
Where To Get Layoff Help In Jackson, MS?
Losing your job is one of the toughest things someone can face. Unfortunately, it’s a more common occurrence in Mississippi lately, with the layoff rate reaching 1.1%. That means about 1% of the working population in Mississippi loses their job every month, which adds up to over 10,000 people.
Fortunately, you can still survive financially while you search for a new job. While you’re in the middle of the job search, there are a few organizations that might manage to help you make this period a bit easier to handle.
Here are some government and non-profit resources for financial aid after losing your job:
- MDES – The Mississippi Department of Employment Security can become your main source of all sorts of helpful services. You can file a claim for unemployment insurance benefits on their website or visit one of their job centers. The purpose of the latter is to provide job-seeking assistance. There, you will find experts who can help you prepare your resume and free access to computers and phones.
- Hinds County Human Resource Agency – This particular non-profit agency offers emergency, home energy, and employment assistance. You can also receive job training if you wish to further your career or start a new one.
- Stewpot Community Services – This center provides layoff help in Jackson, MS, with food, shelter, and clothing at no charge. It can provide a community of helpful residents that can aid you as you seek new employment.
6 Ways To Save Money On Grocery Shopping & Gas
Gas and groceries are the essentials that you won’t be able to survive without, which can be harder to afford after losing your job. No matter what kind of financial troubles you’re facing, you need to find a way to afford these essential costs. Thankfully, there are plenty of tips to make them more affordable.
The following are six ways to reduce the cost of groceries and gas:
1. Use Coupons
Nowadays, you don’t have to look for magazines and newspapers to find a few coupons that you can use. Simply use an online coupon aggregator to discover the best deals. The most popular general apps are Ibotta and Flipp. If you have a favorite grocery store or gas station, you can download their specific application to find digital coupons and weekly offers.
Just don’t forget to make sure that, no matter what coupons you find, you’re only shopping for the things you actually need. Don’t take deals just because they’re available; use coupons for necessary groceries.
2. Buying in Bulk
If you regularly use non-perishable items or freezer products, buying them in bulk might help you save money. This trick will work only if you have enough storage space and can definitely use the product before it spoils. Also, don’t forget to double-check that the per-unit price is actually lower.
When it comes to gas, you can’t really buy it in bulk. However, you can use apps like GasBuddy to find the cheapest gas station near you.
3. Create A Grocery List
The average American spends about $150 per month on impulse purchases. To avoid those, you should shop with a list and stick to it while in the store. You can also choose to shop online to avoid getting distracted by items you don’t need.
You should only buy what you need to avoid overspending on groceries and buying things you shouldn’t eat. For example, following a grocery list closely can help you stay on a diet and avoid unhealthy items like candy, cookies, and ice cream.
If you prefer going to a physical store, remember to never shop while you’re hungry and don’t forget to check your pantry, fridge, and freezer before making a shopping list.
4. Buy Inexpensive Produce
Lentils, potatoes, cabbage, and many other foods are both inexpensive and filling. Going for such produce can offer not just financial but also health and environmental benefits (that is, if you choose to buy seasonal and local items).
You can get more creative with these inexpensive ingredients, saving money and eating healthier. Cabbage, for example, can be used to make cabbage slaw, soup, stuffed cabbage, and so much more. So, make sure to look up a few recipes online to see how to use these new types of produce.
5. Practice Fuel-Efficient Driving
Focus on smooth, steady actions such as maintaining a consistent speed, anticipating traffic, and gentle acceleration. You should also minimize idling. If you know that you’ll be stopped for more than a minute, turn the engine off to avoid wasting any extra fuel.
By the way, using your AC sparingly and planning your errands so you can complete them in a single trip will help you save even more on gas. If you have something to do that’s within walking distance of your house, consider walking instead to avoid using gas.
6. Keep Your Vehicle Maintained
Issues with your vehicle can reduce your fuel efficiency, meaning you’ll be at the pump more. For example, poor tire pressure, dirty filters, and incorrect oil can require your car to use more fuel.
Make sure you get your car serviced on a regular basis to avoid these issues. You should get an oil change about every 5,000 miles, or once a year. You should also get minor car maintenance every six months.
When Is It Worth Considering Going For A Title Loan In Mississippi?
If you have been laid off, the chances are high that you have already dived into your emergency fund. You might find out that you simply don’t have enough money to pay for your essentials, or you’ll be faced with an emergency expense that needs to be taken care of in a short timeframe.
If you have fully paid off your vehicle, you can use your car title as collateral for a title loan to get up to $2,500 extremely fast. In fact, with Mississippi Title Loans, Inc., you might qualify in just 30 minutes. If you do get approved, you might receive the money on the same or the following bank day. No need to wait for long to pay for your urgent bill!
Bad or non-existent credit is not a problem. Furthermore, you wouldn’t have to provide any proof of income. You just need three required items: your state-issued photo ID, a lien-free title in your name, and your vehicle for inspection.
Here’s how to get approved for a title loan for layoff help in Jackson, MS:
- Fill out our online inquiry form
- Speak to a loan representative about title loan terms
- Bring your required items to our nearest Mississippi store location
- Have your requirements verified and your vehicle inspected for its value
- Sign the loan agreement
- Receive your funds later that day or by the next business day
Get A Title Loan In Mississippi – Borrow Up To $2,500 Today!
Did you lose your job and need fast emergency cash today? Mississippi Title Loans, Inc. can help with our fast approval title loans. While we don’t suggest using it for groceries or gas, it can help with emergencies like overdue rent, medical bills, and auto repairs. Get approved today regardless of your credit score; fill out our online title loan form and visit us in person to get approved in 30 minutes!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.
