provider of loans to help pay bills

How To Find Good Loans To Help Pay Bills

Sometimes getting loans to help pay bills can be a good idea to avoid them piling up and draining more money from your next paycheck – especially if there’s a chance of racking up fines. But finding good loans to help pay bills can be a little hard. Car title loans could be worth considering, but the competition between lenders is fiercer than ever before, and that comes with certain pitfalls.

With large competition come subpar lenders who’re only here to make a quick buck before they disappear. So how do we differ between a reputable reliable lender and a short-lived vulture? Well, if you do decide to settle on car title loans to help pay bills, you do a little research before getting started on your application. Here’s what you need to consider.

Find Trustworthy Loan Lenders With This List

Find Out What Others Have To Say

A reputable lender with a long history is bound to have positive client testimonials. While yes, they can be faked, you do need to start somewhere and this is a good place to start. And a great place to find these testimonials is on Google. You can inquire further by getting in contact with one of the previous clients and asking about their experience.

Find Out What The Lender’s Requirements Are

A good title loan lender understands that the main appeal points of the product they offer are accessibility and the absence of complicated processes. Thus they do their best to simplify the process and minimize the qualifying requirements. For example, here at Mississippi Title Loans, Inc., you need only three items to prove your eligibility for car title loans Mississippi:

  • A valid state-issued ID or a driver’s license to prove you’re 18 or older;
  • Your vehicle for inspection to determine the loan amount you qualify for;
  • The vehicle’s lien-free title in your name to act as collateral.

Are They Transparent During All Stages Of The Process?

The loan representative you’re working with should be fully transparent with you, providing as much information about the process as possible. They are responsible not just for the process, but for ensuring you have a full understanding of what’s going on during all stages of the process.

The loan representative shouldn’t be trying to avoid answering your questions or being vague about the loan procedures and terms. You can easily check how transparent they are by asking additional questions during your initial phone call.

Do They Welcome People With Poor Credit?

Unlike bank loans, title loans - at least from good lenders - are often open to borrowers with less than stellar credit history. Yes, this means you should be able to get loans to help pay bills even if your credit is bad. Here at Mississippi Title Loans, Inc., we welcome those with both good and poor credit to come in.

Are They Strict About Your Proof Of Income?

Just as poor credit shouldn’t stop you with a good loan company, the same goes for the income. Since car title loans are secured loans and you’ll be providing collateral, experienced lenders will more than likely not require you to prove you are employed.

Here at Mississippi Title Loans, Inc., for example, you do not need to provide proof of income in the first place. It’s usually fully up to the client’s discretion which means they want to use for the loan repayment. Just make sure you have a way to repay the loan on time.

Do They Keep Your Privacy?

Getting loans to help pay bills is all well and good – unless there’s a chance that they may have a negative effect on your credit. Well, trustworthy title loan lenders will keep your loan information fully private. They won’t report to any credit bureaus, and the loan in question will have no impact on your credit. It will stay the same as before. The only ones privy to the information are supposed to be you and the lender. Once the loan is paid off, it’s gone from your title.


woman got car title loan cash


How To Get Car Title Loans

If you’ve decided that getting our loans to help pay bills is the right course of action for you, simply fill out the online form on our website to get started. The form will send your information to the local branch and as soon as it’s processed, our loan representative will give you a call with further instructions. Remember, if you feel like they’ve skipped something, you can always ask questions.

They’ll also arrange a meeting with you at a convenient location. It can either be your preferred Mississippi title loan places near me or another location if you don’t wish to come into the store. In any case, you’ll need to take your state-issued ID or driver’s license, your vehicle, and the vehicle’s lien-free title in your name to that meeting.

The representative will do a vehicle inspection and assess your information to determine if you qualify for the loan and for how much. If they approve you, they’ll go over the loan terms and walk you through the final paperwork and you’ll get the cash either on the same day or the next bank business day. Get up to $2,500 with our car title loans. With our streamlined process, you can be done with your application in as little as 30 minutes!

Find The Good Loans You Need To Help Pay Bills

If you need help with your bills, it could get stressful trying to find a reliable lender. Come down to Mississippi Title Loans, Inc. for the reliable and quick help you are looking for. Our car title loans can help get your bills paid for so you do not have to deal with late fees. Fill out our online form now to get started with the process. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.