Should I Get A Secured Loan With My Car Title?

January 20, 2022 | Emma Frost

secured loan with car title

 

Those who experience a sudden financial emergency know just how difficult it can be to find your way back to financial peace of mind. No matter your income or how much you have in savings, a financial emergency can hurt your bank account. One option to consider is a secured loan with car title. Here’s why a title loan may be the right choice for you — and how you can get relief today.

What Is A Secured Loan With Car Title?

A secured loan with title is designed as short-term relief for temporary, but pressing, financial emergencies. Such emergencies include last-minute travel, home or vehicle repairs, or emergency room visits — all that often come with steep price tags and typically come out of nowhere.

Secured auto title loans use your vehicle’s title as collateral in exchange for a loan. And don’t worry, when you come to Mississippi Title Loans, Inc., you keep your car and can drive it as usual for the entire duration of a secured loan with title.

A secured loan with title should be easy to qualify for and should get money to you fast. When you come to see us at Mississippi Title Loans, Inc., you can qualify for a title loan between $300 and $2,500 in as little as 30 minutes – based on your vehicle’s value and condition.

A Secured Loan With Car Title Is Easy To Qualify For

One big plus of getting a title loan through Mississippi Title Loans, Inc. is there are very few requirements to qualify. In addition to being at least 18 years old, all you need is the following to get through our simple process:

  • A Mississippi driver’s license or a form of identification issued by the state of Mississippi.
  • Your vehicle for inspection to determine your car’s worth and how much of a secured loan with car title you may qualify for.
  • The lien-free title to your vehicle to use as collateral.

If your car’s title is not in your name, all you need to do is visit a Mississippi DMV office and have it transferred to your name before you pursue a title loan. You will need to make sure your title is also free of any outstanding liens or judgments before you come in as well.

You Don’t Need A Checking Account Or Good Credit

Unlike other types of loans, you do not need to have a checking account to qualify for a secured loan with car title with us — or need to submit proof of income, such as a paystub. To some financial providers, having bad credit means you simply cannot qualify for any amount of a title loan.

At Mississippi Title Loans, Inc. we are committed to helping those who need a title loan get one. That means that we encourage those with all types of credit histories, good or bad, to pursue a secured loan with car title.

Additionally, we do not report the loan to credit agencies. All personal information you share with Mississippi Title Loans, Inc. is kept confidential according to our strict privacy policy. So you don’t have to worry about this loan affecting your credit at all.

 

auto title loan cash

 

The Secured Loan With Car Title Process Is Easy To Follow

We want to make the title loan process as easy as possible for our customers. That’s why we offer both title loans and online title loan options so you can pick the process that best fits your needs. They work in similar ways, but you can start online for both.

Just fill out the quick title loan form on our website – you can also start by giving us a call or visiting one of our locations near you. If you start online, you’ll send over some basic personal information, including your name, email address, phone number, and zip code.

Soon after you submit the form, one of our friendly loan representatives from the nearest Mississippi title loan store location closest to you will give you a call. They will chat with you about title loans and the required materials, as well as answer any questions you may have about the process.

If you opt for a traditional title loan, you just need to gather the required materials and drive to the Mississippi Title Loans, Inc. location of your choice to continue the loan process. For an online title loan, one of our representatives will meet you at the location of your choice, including your home or workplace.

Either way, your required items will be reviewed, your car will undergo an inspection, and you will see how much of a title loan you qualify for. Once you agree to the terms and conditions, you will receive your cash as soon as that same day.

Get Started With Your Secured Loan With Car Title Today

The next time you are dealing with an emergency, you do not need to handle it alone. Just come to Mississippi Title Loans, Inc. to get the title loan help you need. If you’re thinking about getting a secured loan with car title, all you need to do to get started is go online, give us a call, or visit one of our locations. We look forward to helping you today!