vehicle title loans need to know

Vehicle Title Loans: Everything You Need To Know

If you’re considering vehicle title loans in Mississippi or are wondering what they’re about, you’re in the right place. This easy-to-understand guide will teach you everything you need to know about vehicle title loans in your area, including how they work, who qualifies, how to apply, pros, cons, and more!

Join us as we break down title loans – the good, the bad, and everything in between.

How Vehicle Title Loans Work

Take everything you know about personal loans – especially those from banks and credit unions – and throw it away. Mississippi Title Loans, Inc. has streamlined vehicle title loans to make them as effective as possible to get your money fast.

These types of loans are best for those facing financial emergencies. If you need to repair your home, pay off doctor's bills, or cover another unexpected cost, you could get up to $2,500 by using your paid-off, lien-free vehicle title for a title loan.

After you apply, your vehicle will be inspected to determine your loan amount. If you're eligible, you’ll get the money within a day. Plus, you get to keep your car as you repay the loan.

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Who Qualifies For Title Loans In MS?

Mississippi Title Loans, Inc. keeps it easy. We do not require good credit, employment verification, or a checking account.

You'll need a paid off, lien-free title to qualify for vehicle title loans. This means your car can’t be in use as collateral for another loan at the time of your application. You’ll prove this through the car’s lien-free title.

You will also need to be a legal adult with a non-expired Mississippi I.D.

How To Apply

If you check off the short list of qualifications for our title loans, head to our home page to fill out our online inquiry form. The total process can be done during lunch, and you finish it completely from home.

First, fill in our online form, after which a representative will call you. We have offices in over 25 locations across Mississippi, so we’ll be sure to connect you with a rep within your area.

Our knowledgeable rep will go over the loan details with you and learn more about your financial needs, documents, and vehicle. You’ll then arrange a meeting with them either at your home, our office, or another location of your choice.

The in-person meeting is completed in as little as 30 minutes. The loan officer will complete a quick inspection of your car, look over your documents, and go through the loan paperwork with you.

Once approved, you’ll get your cash that same afternoon or the next business day.

The Benefits And Downfalls Of Title Loans

As with any type of loan, there are pros and cons to vehicle title loans in Mississippi.


Generally, the pros of our title loans are:

  • Between $300-$2,500 in cash given within a day
  • Only 2 documents needed to apply
  • Good credit is not required
  • The process can be completed from home

Whether you need a few hundred bucks or two grand, you can get your cash today from Mississippi Title Loans, Inc. This means no more tossing and turning with anxiety in bed or waking up stressed – pay off that bill today.

If you’ve already considered or applied for a personal loan through a bank, you know how much of a hassle the applications can be. Many require fair or good credit just to qualify and will ask for things like bank statements, employer verification forms, and the like.

Our customers don’t have to worry about a headache’s worth of paperwork because they just need their car, I.D., and title to get started.

Finally, we offer the convenience of getting your title loan completely from home. There is no need to leave your house or step foot in our office; although, you’re always welcome to pop by and meet us, of course!



No loan is perfect, which is why a title loan may not be for you. Consider these cons:

  • No title loans over $2,500
  • Your vehicle must be lien-free

Unfortunately, we don’t offer title loans over the $2,500 standard, which means these loans may not be helpful for those who need a larger sum of money.

Additionally, your vehicle must be paid off and lien-free to qualify. If this isn’t your case, consider our payday or signature installment loans instead.

Learned Enough? Then It’s Time To Apply.

At Mississippi Title Loans, Inc., we try to give all of our customers enough information to know if vehicle title loans are right for them. If you’ve read through this guide, you know all you need to make that decision.

Title loans in Mississippi could put up to $2,500 in your account today to pay off that ominous bill. Why continue to stress if there’s a solution? If you have your lien-free car and I.D., contact us online to take a step towards financial relief today.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.