urgent holiday cash

7 Ways You Can Get Urgent Holiday Cash

Financial emergencies can happen anytime, leaving you in need of urgent cash. The heater can break down in the middle of winter, or family members can get sick and need medical treatment right away. Unfortunately, your budget is already stretched to its limit because of inflation and seasonal expenses.

Here are some ways you can get emergency holiday cash, whether it’s for a big financial emergency or the big budget bloat that often happens at this time of the year.

How To Get Urgent Holiday Cash

1. Sell Unused Items

The holidays are a great time to sell old clothes, appliances, gadgets, books, or other collectibles. Some people may have received their bonuses and have more holiday cash to spend. So, you’ll have an easier time looking for a buyer.

You can sell items on Amazon, eBay, Facebook Marketplace, or Craigslist. There are also specialty sites for selling toys, branded clothes, toys, records, gadgets, or special equipment like cameras or speakers.

You are more likely to get serious inquiries if you have good photos and product descriptions. Be upfront about the age and condition of the product and check out how other sellers price similar items.

2. Get An Extra Job

The holidays are peak season for many industries and businesses. Restaurants, cafes, resorts, hotels, malls, and entertainment establishments are usually hiring part-time workers. Aside from your salary, you may also get good tips—that’s holiday cash right there!

 If your work hours don’t allow you to take on an extra job on a regular basis, then see if you can do weekend jobs like cleaning houses, gardening, babysitting, clearing snow, etc. You can also find plenty of one-time gigs like pet-sitting or house-sitting since many people will be leaving for vacations.

3. Ask Your Boss For Overtime

You may not need to get an extra job if your company is willing to pay you overtime. Ask your boss if he or she can give you a second shift or take on extra work in exchange for additional pay. Holiday pay is also higher, so this is a good way to get holiday cash without having to apply elsewhere.

4. Do A Holiday Business

Turn your skills into an opportunity to earn holiday cash. If everyone praises your lasagna, then take orders from friends and family. If you’re good at hair and makeup, ask friends if they’d like you to help them prepare for their parties and events.

Here are some other ways to turn your talents into holiday business ideas, and earn holiday cash:

  • Have a good voice? Sing at parties and weddings.
  • Good at photography? Take holiday portraits.
  • Have great taste and a knack for crafts? Decorate houses.
  • Great at planning events? Organize wedding parties or vacations.
  • Know the best deals? Be a personal shopper.
  • Good at driving? Be a designated driver.

5. Approach Your Local Communities Or Charities

Don’t be afraid or ashamed to ask for help, especially if it’s for an urgent problem like medical treatment or other emergencies. Many local organizations have holiday fundraisers, and they may be able to help pay for those bills and even give extra holiday cash to tide you through the next few weeks.

If you don’t know who to approach, start with the church or any youth or community center in your area: they probably work with many charities and can refer you. You can also check your city website, which usually lists numbers you can call for government assistance or relief.

urgent holiday cash graphic

6. Ask Friends Or Family For Help

You may feel uncomfortable asking them, but if they really care about you, they won’t take it against you.

Maybe some of them will be willing to give a little extra holiday cash, or others can help you out with a loan.  If they don’t have money, they may be able to recommend you for a job or know of an organization you can approach.

7. Get A Fast Payday Loan

If you need holiday cash right away for an emergency, you can take out a payday advance loan through Mississippi Title Loans, Inc.

A payday loan is like an advance on your next paycheck. You can borrow from $100 to $400, and then pay it off during your next salary date. You don’t need to present collateral or have a high credit score to qualify for the loan.

With Mississippi Title Loans, Inc., you can get a fast payday loan anytime. Just fill out the inquiry form, and a loan representative from our nearest branch will call you to explain how it works. Then, go to the branch to complete the application. You just have to bring:

  • Proof of income (in the form of your most recent pay stub)
  • A government-issued ID to confirm your identity
  • A blank check from an active checking account in your name

 It takes just 30 minutes to process the loan, and you get the money the same day or the next business day.

Get Emergency Holiday Cash Right Now

The holidays are a wonderful time, but they can be tough on your budget. Selling items, getting extra jobs, or approaching local organizations or your own friends can all help raise extra cash. But if you find yourself in an emergency and need the money right now, you can get a fast payday loan. We are here to get you through the Holidays with a little less stress!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.