applying with bad credit

Can I Apply For Car Title Loans In Mississippi With Bad Credit?

When you're in the middle of an unexpected scenario costing you hard-earned cash, you may be considering acquiring a loan. However, it's no secret that bad credit borrowers find it trickier to gain approval for the same loans that those with decent credit can easily access. Despite how this may feel, you aren't out of luck — bad credit car title loans in Mississippi exist! 

In the following sections, we'll take a look at these loans in minute detail so you can make an informed decision as to whether they could help your situation. 

Is Getting Car Title Loans With Bad Credit Possible In Mississippi?

As we've established, obtaining bad credit car title loans in Mississippi is absolutely possible. But if you're wondering how we're able to offer such products, you're in the perfect place.

Unlike other loans, we can offer bad credit borrowers money because we use their vehicles to establish the amount we can lend. By using a car, truck, or van, we reduce our risk while providing you with the necessary cash to pay for your emergency.

Since You Don't Need Good Credit, What Do You Need?

Of course, you can't get any type of loan without providing some documentation. So, with that in mind, we'll cover all the information you need to know.


The difference between Mississippi Title Loans, Inc. and other lenders (primarily banks) is that we don't request long lists of hard-to-access paperwork. Instead, we just request three items that you'll likely have within arm's reach. The things you need are as follows:

  • Title — Your title confirms that you're the owner of the car. However, lots of variations exist; we only accept one of them, a lien-free title. This title type dictates that you don't have any remaining judgments or liens against your vehicle. Therefore, we can insert a lien on your title without any problems once you gain approval for the loan. Please make sure it's in your name before starting the title loan process. If it isn't, ask for a transfer at your nearest DMV office beforehand. 
  • Vehicle — We work with cars, vans, and trucks. If you have other types of vehicles like motorcycles, boats, or tractors, you can't use them to secure bad credit car title loans in Mississippi. Also, the vehicle you utilize must be related to the lien-free title. We use your car, truck, or van to establish the amount of money you can borrow based on its age, model, make, odometer reading, the presence of modifications, service history, and its condition (mechanical and cosmetic). 
  • ID — The identification document you choose must show your name (as written on your birth certificate), date of birth (you must be at least 18 years of age to obtain a title loan), and your portrait photograph (like on your passport). We accept all types of government-given identification, provided it displays everything listed previously. 

How To Get Bad Credit Car Title Loans In Mississippi

Now that you have everything you should need to get a bad credit car title loan, it's time to learn how to use these things to actually secure one. Like the requirements themselves, the process is brilliantly simple, as you'll see below:

  1. Complete the form found online with the necessary information. Make sure to double-check your responses — accuracy is key to ensure a smooth process. 
  2. After that, wait for us to receive your information. We'll call you once we have it. Ensure your phone is nearby so you don't miss us! We'll talk you through everything and reiterate the needed items so we don't waste time. We'll also ask you to set up a meeting location. You don't need to come into one of our branches to get bad credit car title loans in Mississippi. We're happy to meet at your office or home. 
  3. Then, meet us at the agreed location and time, remembering to bring the items you need to qualify.
  4. We will look over your documents and inspect your truck, van, or car to establish the amount of cash we can lend you. Bear in mind our borrowing limits are between $300 and $2,500. 
  5. We'll confirm whether the amount can cover your emergency before requesting your signature on several forms. 
  6. Finally, you will get the cash in as little as 24 hours. Some customers receive the cash on the day, while others receive the amount on the following business day. 


Secure Your Car Title Loan From Mississippi Title Loans, Inc. Right Away!

Getting bad credit car title loans in Mississippi is possible and wonderfully straightforward with us at Mississippi Title Loans Inc. So, if you need to fund medical bills, veterinary fees, or other costs, complete our online form and we'll contact you to guide you through the rest of the process. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.