How To Replace A Lost Car Title In Mississippi
If you’ve ever had to replace a lost car title in Mississippi, then you know it is not complicated but can take a long time. There are some forms that you have to fill out and replacement fees that need to be paid. It can normally take up to a month for the Mississippi Department of Revenue to process your paperwork. If all this has you confused, here are the steps to get your car title replaced.
Follow These Steps To Replace A Lost Car Title
Put In A Formal Request Form
Mississippi’s Department of Revenue dictates that you have to replace the lost title for your car if you know for a fact that the original title exists and has been mutilated, stolen, damaged, destroyed, or is otherwise illegible. If you never received the original copy from the Department of Revenue or the original lien holder to begin with, you also have a right to request a duplicate copy.
These requests for new titles, duplicates, and other services are all handled by the Title Bureau of the Mississippi Department of Revenue, which is based in Jackson. There are a couple of different ways that you can go about applying when you need to replace a lost car title in Mississippi.
You can either make this request in person by visiting your local Mississippi Department of Revenue Office or you can send the request in by mail. There are a couple of steps to replacing a lost vehicle title. The first step is to fill out Form 78-006 – which is also called the Application for Replacement Certification of Title.
Remember, when you submit this application, you will also have to include the $9 fee for a duplicate title. One way to submit your application and fee is to mail it in. If you are sending the application in by mail, you need to mail all of your documents to the following address:
Department of Revenue
P.O. Box 1383
Jackson, MS 39201
If you do not want to submit the application via mail, you can also drop the application and fee payment off at your local Mississippi Tax Collector’s Office. Once your application has been received by the Department of Revenue, it will normally take them up to a month to finish processing your application.
It should be noted that you will likely need to get a power of attorney if your name on the application is different from the name that is listed on the title, or if the title will be mailed to somebody who is not the owner of the car. Keep this in mind before you decide to apply for a replacement title.
Get A Fast Track Title
If you do not want to wait a month to get your duplicate car title if you need to replace a lost car title, there is also the Fast Track program. With this program, the Department of Revenue can process your car title in three days or less. In order to do this, you need to fill out the Fast Track Application for Replacement Certification of Title, which is also known as Form 78-026.
You will then have to write two checks for a total of $39 when you are ready to send in the application form. These are the original $9 duplicate title fee and the $30 fee for the Fast Track program. After you have done this, you can mail your application and the checks to this address:
Mississippi Fast Track Title Program
P.O. Box 22845
Jackson, MS 392225
Liens And Joint Ownership
If you co-own the car with somebody else, you will both be required to sign the paperwork to replace a lost car title in Mississippi. When you get a replacement title, the original car title is now invalid. This means that if there are any liens on the title, the lien holder has to apply for a replacement or release the original lien on the car.
The lien holder can then choose to either keep the title or request that the Department of Revenue send the lien release form so that the owner can sign it. Keep in mind that the vehicle title will automatically be sent to the lien holder if there is no signature or release from the owner.
Once You Have The Title, Get A Mississippi Car Title Loan For An Emergency
Now that you know how to get a replacement for your car title, you can apply for a car title loan. This is an option that you can consider if you need to raise fast cash to cover some sort of emergency expense. There are just a few things that you need to bring with you if you are thinking about getting a title loan in Mississippi. These items are:
- Your driver’s license or a state-issued photo ID.
- The lien-free title to your car.
- Your vehicle for inspection.
Once you have all of these materials gathered, you are ready to get started by filling out the easy online inquiry form. The form is then sent to the nearest Mississippi car title loan location so we can give you a call. From there, you can either meet us at the store or have us come to you to continue the process.
Learn How To Replace Your Lost Car Title
If you find yourself needing to replace a lost car title, it is actually quite simple. These are the steps that you need to take in order to replace a lost car title in the state of Mississippi. Be patient and submit your paperwork as early as you can. And once you have your title, you can then use it to get a Mississippi car title loan to help you for emergencies. Fill out the online form to get started.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.