urgent final notice for unpaid bill

Prevent Paying Important Bills Late With A Title Loan 

At Mississippi Title Loans, Inc. we provide customers from all kinds of circumstances with title loans on a wide range of vehicles. A title loan can help you out when you’ve got important bills that you need to cover, but you’re out of money for the month. It’s an option worth considering if you’re struggling financially. Title loans can be offered on cars, trucks, vans, and other vehicles too, so if you want to learn more, let’s jump right in.

How Does A Title Loan Help With Bills?

prevent paying important bills late with a title loan

You Can Avoid Late Fees And Admin Charges

One of the most frustrating things about paying a bill late is that you often get hit with additional charges. This is very annoying if you’re already struggling financially and can’t add any unnecessary stress to your day.

Some companies charge a percentage of the money owed, and others will slap extortionate “admin” charges on bills that are paid late. As a result, many people look for ways to take care of their important bills promptly.

Ideally, you should set up a direct debit to each company and ensure that you have enough money in your account to cover these payments every month, but this can be hard in some situations. A title loan will give you a lump sum of cash, letting you take care of your bills quickly, before they become overdue.

You Can Borrow Up To $2,500

You may not be sure if a title loan will fully cover your bills, but some customers are eligible for as much as $2,500, depending on their personal circumstances and the kind of vehicle that they own. Vehicles that are in good condition will attract higher loan offers, as will vehicles that are nearly new, or a particularly desirable make/model. The mileage of your vehicle makes a difference too.

However, even if your car is not new or in good condition, you may still be eligible for a loan, and our minimum loan amount starts at $300. That will help many people take care of their urgent expenses and allow them to get back on track financially, rather than ending up with big bills piling up and no way to take care of them.

If you’re interested in finding out how much you can borrow, the best way is by using our online form to start the process. Once that’s done, you’ll then be connected with an agent who can help you out with any questions and get you on the road to acquiring one of these loans.

cash and car for title loan

What Do You Need For A Title Loan?

Like other borrowing options, you will need some documentation to get a title loan, but don’t worry – we have kept things as simple as possible. You will first need some identification, which must be government-issued. If you have a driver’s license, this will work, or a passport is another option. It must have a valid, recognizable photo of you too.

Next, you need the title to your vehicle, and this must be both registered in your name and lien-free. We cannot offer loans on vehicles if there is an existing lien against the title, or if it’s registered in somebody else’s name. If so, you will have to go to the DMV to get the title transferred into your name.

Finally, you of course need the vehicle. If you have these simple title loan requirements, our telephone agent will set up a meeting to verify your documents and do a quick inspection of your vehicle. This can happen at a time and place of your choosing to maximize the convenience, but we do need to see the vehicle in person. We cannot accept photographs or descriptions.

Fortunately, this part of the process is very quick and easy; our agents are highly trained and will be swift. It can often take as little as 30 minutes to complete, and then the agent will let you know if you’re eligible for a loan.

Fill In Our Online Form

If you’ve got important bills piling up and you’re facing late fees and other consequences as a result of not taking care of them, you may want to get in touch with Mississippi Title Loans, Inc. and request more information about a title loan. We offer loans on many different kinds of vehicles, so you could be eligible for one today.

A title loan can help you out in a pinch and will let you take care of your bills promptly, allowing you time to get your finances back on track. You can borrow up to as much as $2,500 with one of our title loans, which will help you take care of a range of expenses, even if you have some pretty big bills awaiting your attention. To learn more, all you have to do is fill in our online form to start the process right from the comfort of your own home.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.