How Can I Pay For My Emergency Home Repair?

January 12, 2022 | June Mckaig

pay for emergency home repair

 

When emergencies hit your home, they truly disrupt your peace of mind in more ways than one. Not only can they make your living situation a nightmare, but they can destroy your finances too. Even worse, some emergency home repair jobs are so expensive that you might not even have the funds to fix the problem.

Luckily, there are tons of assistance programs and other options – like car title loans near me – you can apply for if you need help paying for your emergency home repair. Here are five of the most popular ways you can choose from to pay for an emergency home repair.

5 Ways To Pay For Emergency Home Repair

Although there are a variety of ways that you can end up paying for emergency home repair, the following five ideas stand out as being convenient and trusted in the state of Mississippi. So if you find yourself in need of help paying for an emergency home repair, remember these five options.

1. Check Your Insurance

If you are a homeowner, the first thing you should do whenever an emergency home repair hits is to check out your insurance policy. Many insurance policies cover a variety of home repair emergencies. If the emergency is covered, you might be able to get it fixed using an insurance claim.

Unfortunately, not all home repairs will be covered by your insurance, but it certainly doesn’t hurt to look. If you can’t cover the emergency home repair with insurance, there are still other options that can help you out instead.

2. Government Home Repair Help

There are several government home repair help programs that can help you repair or upgrade your home. For example, Limited 203(k) and FHA 203(k) are loan programs that you might want to consider looking into.

The Department of Housing and Urban Development also offers a variety of improvement loan programs. Even the US Department of Agriculture offers different home repair programs in rural communities. In other words, there are plenty of federal programs to check out.

3. Community Help

You don’t even have to go to the federal government if you need extra help paying for emergency home repair. Many local governments and communities have community development programs to help you out with an emergency home repair.

These programs are designed to help local community members whenever they are short on their luck. You can find community help in your area by contacting your local government, checking with churches and other nonprofit organizations, or contacting local community centers.

4. Disaster Relief Programs

Some of the most expensive emergency home repair costs are associated with disasters. If your situation has been caused by some sort of disaster like a natural disaster, there are a variety of disaster relief programs you can contact for assistance.

The Federal Emergency Management Agency or Red Cross can help you get the funds you need to repair your home in an emergency. Most of these programs cover damage that is not typically covered by homeowners’ insurance.

 

Mississippi title loan cash

 

5. Car Title Loans

The last way that you can pay for emergency home repairs is with loans. There are a variety of different loans you can apply for. They will get you the cash you need quickly so that you can fix the problem and go on living your life. Using your credit card is one option, but sometimes credit cards don’t have high enough limits to cover major home repairs.

If your home repair is a costly one, you might need to consider car title loans near me. Car title loans from Mississippi Title Loans, Inc. offer a higher maximum when you use your vehicle’s lien-free title as collateral, allowing you to fix the problem in your home.

How To Find Car Title Loans Near Me

If you have weighed your options and decided that a quick cash car title loan sounds like an option for you, you will need to find car title loans near me first. Here at Mississippi Title Loans, Inc., we have a variety of fast Mississippi title loan locations throughout the state.

You can browse through all our storefront locations using our locations page. There you will find the addresses and phone numbers of each location. Plus, just filling out our online form allows one of our loan representatives from the nearest location to give you a call and set up a time for you to come in or have us come to you instead.

With our auto title loan, you can get anywhere from $300 to $2500. You will only need three things to qualify: a driver’s license or state-issued ID, a lien-free title in your name, and the vehicle for inspection. Unlike other loans, you do not need a great credit score or a checking account to apply. Just start the process by filling out the online form on our website.

Get The Emergency Home Repair Help You Need Today!

If you have a costly emergency home repair that you need to pay for, you can get the money you need from a variety of places, including your insurance company, government, the community, disaster relief programs, and even loans.

For individuals who decide that car title loans near me may be an option for their situation, contact Mississippi Title Loans, Inc. to get started. All you need to do is fill out our home page inquiry form, and we will contact you shortly to walk you through the rest of the process.