Get Started With A Mississippi Title Loan!
Getting a Mississippi title loan is quick and easy, especially when you work with Mississippi Title Loans, Inc. Still, there are a few things you’ll want to know and do to ensure the process goes as smoothly as possible.
This quick article will get you ready to start with a title loan in Mississippi. You’ll discover what you need to get started and, more importantly, what you need to do to get your money!
What Do You Need To Get A Mississippi Title Loan?
Before you get started with a Mississippi title loan, there are a few things you’ll need to prepare.
They are:
- A driver’s license: First, you must provide a valid form of identification if you want to apply for one of these loans. A driver’s license will do just fine, but if you don’t have one, you can use another form of a state-issued ID instead.
- A car title: Next, you’ll need a lien-free car title to apply for a title loan. The term ‘lien-free’ means that it must be clear and free from any outstanding loans or judgements. To put it simply, the car must be 100% yours.
- Your car: Lastly, you’ll also need to bring your car in during the application phase for an inspection. Don’t worry, though! You’ll still get to keep your car even if your loan is approved. The inspection happens during the application to determine how much you can borrow.
When you have all three of these items prepared, you’re ready to get started with a Mississippi title loan!
What Do You Have To Do To Get A Title Loan?
Now that you’re ready to proceed, here are the steps you must follow to get a Mississippi title loan:
Step 1: Fill Out The Online Form
You can take the first step no matter the time of day, and right from the comfort of your home on mobile device. Just fill out the online form with the necessary details to get started.
That will include details like; your name, contact information, and a few things about your car (e.g. the make, model and year). Submitting this form will send your information to a representative at the nearest location who will call you soon after.
Keep your phone nearby so you catch the call!
Step 2: Talk To A Loan Representative
Next, the loan representative will call you to have a conversation. They’ll explain everything you need to know about getting the loan so you won’t miss anything. Then, they’ll answer any questions you might have. So, don’t be afraid to have concerns about the application process!
Finally, the representative will help you set a time to meet in person, either at the store or at another location you prefer.
Step 3: Attend The In-Person Meeting
Be sure to bring the required items and your car to the in-person meeting.
This part of the process is usually quick and can take as little as a half-hour to complete.
Here, the loan representative will check your documents and assess the value of your car. They’ll inspect the vehicle’s condition and refer you to a nationally recognized pricing guide. Lastly, they’ll help you complete some simple paperwork to finalize your application.
Step 4: Wait For A Decision
It won’t take long for you to get a loan decision. So, this fourth step is for you to just sit back and relax.
Step 5: Drive Home With Your Car And Money!
If your application is approved, you’ll get to drive home with your car and receive the money quickly. Typically, that can happen as soon as the same day or by the next business day.
Do I Need Perfect Credit To Get A Title Loan?
No, you can apply for a Mississippi title loan no matter if your credit is good or bad. As long as you meet the requirements described, your application will be considered just like anyone else’s.
What If My Car Title Is In Someone Else’s Name?
You must have a lien-free car title registered to you if you want a Mississippi title loan. If the title belongs to someone else, you’ll want to stop by the DMV first to transfer it to you. Once that’s done, you can then use it to apply for a title loan.
Can I Apply Without A Driver’s License?
Yes, you can still apply even if you don’t have a driver’s license. Just make sure to provide another state-issued photo ID in its place.
Get Started Now!
Ready to get started with a Mississippi title loan? Look no further than Mississippi Title Loans, Inc. Take the first step right now by filling out the online form with your details.
Soon enough, a representative will call and bring you one step closer to getting your cash!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.