apply for installment loans

How To Apply For Installment Loans In Meridian, MS

Financial security isn't always a given. Sometimes, you need a loan to cover an unexpected cost in life. When that time comes, you may not know how to actually apply for installment loans in Meridian MS, especially if you've never done it before.

Don't worry, we here at Mississippi Title Loans, Inc. understand the trepidation. We'll explain exactly how to apply for installment loans in Meridian MS.

How To Apply For A Meridian, MS Installment Loan

The Overall Process

First up, we need to establish something very important: every loan agency has its own process and there may be some slight differences in how those processes play out. So, this guide won't apply to every loan agency in every possible regard.

However, the process for most loan agencies is very similar. Generally speaking, you will go to the agency's online website, and submit a form or request there detailing your situation and the type of loan you want. An agent will contact you soon after and walk you through the next steps.

Those steps will generally be meeting an agent at an agreed-upon location and bringing certain documents that prove your identity and income status. The agent will verify your documents and determine if you qualify for the loan and walk you through the signing of a contract and its terms. Then you can get your money.

Again, there may be a few differences depending on which loan agency you go to. However, this simple process is how you apply for installment loans in Meridian, MS with us at Mississippi Title Loans, Inc. Because we can speak for ourselves better than anyone else, we'll go into more detail below: but rest easy, the process truly is simple.

What You Need Before Applying

You can fill out the submission form on our website without any particular items, however, when it comes time to actually get approved for an installment loan, you'll need certain documentation. Thankfully, these things are pretty basic. You will need:

  • Your driver's license or state-issued ID
  • Proof of income, such as your most recent pay stub
  • A checking account statement in your name

These documents are needed to prove your identity and residence in Mississippi, as well as your possession of a bank account and a steady income. Make sure you know where all of these things are before submitting a request on our website.

Submitting A Form And Arranging A Meeting

On our submission form, you'll have to answer a few basic questions that will tell us about your financial situation and the type of loan you are looking for. Be sure to fill it out as accurately as possible. Once you've submitted it, your job is done for a time.

A representative from Mississippi Title Loans, Inc. will contact you by phone as soon as possible, to determine when and where to meet with you to discuss the loan. We have store locations all over the state, so rest assured that there is almost certainly one near you, and that includes Meridian.

Once a time and location are agreed upon, you just have to show up to that scheduled meeting with the right documents: remember, you need your ID, your most recent pay stub, and proof of an open bank account in your name.


The Meeting

There won't be much for you to do once you arrive at the meeting. So long as you provide the required documentation, it will fall on the loan representative to verify all of your documents and determine if you qualify for the loan.

If you do, the representative will walk you through the rest of the process, which just involves the contract and the fine details of the loan. Once you sign it, you'll be able to get your money very quickly: quite possibly the day of, but if not, then likely by the next business day.

And that's it. That's the whole process, at least with us. If you're looking for installment loans in Meridian, MS, it doesn't get much simpler than this.


If you have some questions about the finer aspects of the process, check the sections below, and you may find what you're looking for.

Can I Apply If I Have Bad Credit?

Yes, you can still apply for a loan with us even if you have bad credit. That does not bar you from approval! Please, don't feel that you can't qualify if you have bad credit.

Is A Bank Account Necessary?

In order to qualify for a signature installment loan, you must have a bank account open in your name. If you do not have one, you will not be able to qualify for a loan with us. For installment loans in Meridian, MS, you need a bank account in your name.

Get Started Today

We have outlined the process, and the required items, and even answered some frequently asked questions. Now that you know how to apply for installment loans in Meridian, MS, the only thing to do is to begin your application! Head to our homepage or our Meridian store location page, fill out the short inquiry form, gather up the required items, and you will be on your way to the emergency cash you need!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.