What Documents Are Required For Greenville Car Title Loans?
To qualify for Greenville car title loans, it’s important that you have the documents and requirements needed to find out if you can get approved. The exact requirements differ from location to location. At Mississippi Title Loans, Inc., we only require the following three documents and items to qualify.
If you have the three requirements, you are eligible to find out if you qualify for this title loan. Even if you have bad credit, you can still qualify since your credit score is not a big factor when determining title loan eligibility. Here is a look at what you will need to get car title loans in Greenville, Mississippi at our storefront.
Use This Guide To Learn What’s Required For Greenville Car Title Loans
1. Driver’s License
A state-issued photo ID is required for all loan types. If you have a vehicle title, you probably have a driver’s license. This license proves to the lender that you are of legal age. It also proves your legal identity. In the state of Mississippi, you must be 18 years old or older to apply. As such, your driver’s license must reflect that you are of the legal age.
2. Vehicle Title
Arguably the most important requirement and document needed for a title loan is the vehicle’s title. Without a Mississippi vehicle title, you will not qualify for a title loan. Not all titles will qualify you for this loan type. The title must be free of all debt or warrants, making it lien-free. The title must also match your name as it shows up on your driver’s license or state-issued photo ID.
For many individuals, the title requirement is the most confusing. Not many people understand what “lien-free” means. Whenever a title is lien-free, it means that the vehicle has been paid off entirely. As a result, the owner owns the vehicle outright. It’s essential that the vehicle is owned by you outright. If not, you do not have the right to use the title as collateral for a title loan.
So, make sure your vehicle title is free from all debts and liens. In addition to being free of liens, titles need to be in your legal name. If the title is not in your legal name, you need to go to your local DMV and get it transferred into your name first. If you fail to do this, you will not be able to get a title loan using that title.
3. The Vehicle Itself
Another important requirement is the actual vehicle. The vehicle is needed to determine how much money you can qualify for. You can only be loaned as much as the vehicle is worth. This means we will have to perform a vehicle inspection when we meet in person. Don’t worry, this inspection will not be too extensive because we just want to get an overall idea of your vehicle’s condition.
Many individuals who apply for a title loan are anxious about whether or not they get to keep their vehicle. You will get to keep and use your vehicle throughout the entire process. As soon as the inspection is over, you will get your vehicle again, and you will get to leave the title loan location with your vehicle. While you repay the loan, you can continue to drive your vehicle as normal.
How Do I Apply For Title Loans?
Assuming that you have the documents and items mentioned above, you are probably interested in applying for a title loan today. Just as the documents required for a title loan differ based on location, so too does the application process. Mississippi Title Loans, Inc. makes it easy to apply for Greenville car title loans.
Just head to our website and find the online form. Fill out this inquiry form so it can get to the nearest Mississippi title loan location. Once submitted, a representative will call you so you can set up a meeting to formally apply for a title loan in Greenville, MS. At this meeting, bring the required documents and items so you can apply for Greenville car title loans.
The application process is short, simple, and to the point. If everything goes smoothly, you may be able to complete this application in just 30 minutes. Once you find out if you are approved, we will also go through our loan terms so you understand what you are agreeing to. Once you finish the paperwork, you can receive your title loan money the very same day or the next.
Apply For A Title Loan In Greenville, MS
If you are interested in Greenville car title loans, you will need a driver’s license, title, and vehicle. Once you confirm that you have these documents, fill out our inquiry form and wait for us to give you a call. We look forward to speaking with you and helping you get the title loan money you need.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.