Helpful Advice For Getting A Month Ahead On Bills
Getting a month ahead on bills isn’t always easy, but if you want to be in control of your finances for the foreseeable future, then you’ll definitely want to consider these handy tips.
Start by making a list of your current bills and ranking them by importance. Prioritize payments that are currently due and ones that are overdue. If you don’t foresee being able to pay, contact your creditors to discuss the possibility of changing terms.
There are several approaches you can take to tackle current bills and prepare yourself for the future. The rest of this article will discuss how you can start getting a month ahead on bills right now.
Tips For Getting Ahead On Bills
The process for handling bills can be broken down into three helpful strategies. First, by prioritizing and listing your bills in a manageable, actionable way; second, by reevaluating your money habits to tackle past debt and prepare for your financial future; and third, by considering loan options during emergencies.
1. Prioritizing Your Payments
The first step to getting a month ahead on bills is to organize the bills you currently have. List both one-time and recurring payments by importance, paying particular attention to bills that are coming due or that are overdue. These warrant immediate attention, since ignoring your problem and letting the payment lapse isn’t going to help anything.
If you foresee difficulties paying back your creditors, contact them and explain your financial situation. Some may be willing to reconsider terms with you and work out a payment plan. It’s always better to be transparent than blissfully ignorant.
Getting organized will not only help you lay out an action plan for your debt and how to allocate your payments, but it can help you better assess your financial situation for the future, especially with regard to living expenses.
2. Changing Money Habits
No one wants to change, least of all when it comes to their standard of living; however, if you’re struggling to keep up with your bills and you want the financial security of getting a month ahead on bills, you may need to make some changes.
Your money habits can significantly impact your ability to pay off bills when they’re due—either positively or negatively. If there are money habits that you’re having a hard time breaking, consider informing a close friend or loved one of your struggles and asking them to keep you accountable.
A little bit of extrinsic motivation and support goes a long way toward building healthier money habits. Create a budget to stay on track with your payment plans and catch up with unpaid bills.
Sort your budget by fixed and variable payments. A fixed expense might be your monthly car bill, while your variable expense might be something like groceries. Evaluate your wants, too, and always prioritize putting money into savings as opposed to making unnecessary purchases.
3. Preparing For Emergencies
Emergencies in life are bound to happen unexpectedly, and they can really set you back if you’re on the road to recovery with credit card debt, bills, or finance management. It’s important to plan ahead for your financial security, and when you don’t have a safety net of cash, that includes considering direct lenders you can trust for quick cash.
How Mississippi Title Loans, Inc. Can Help
That’s where Mississippi Title Loans, Inc. comes in. They offer payday loans up to $400 that you can use to tackle emergency expenses. Just be considerate that payday loans are very short-term and need to be repaid, usually within 30 days.
As such, you’ll want to plan for how you’re going to repay the loans before you get them. Payday loans are borrowing opportunities that you can imagine as an advance on your next check. You get a lump sum of money to use at your discretion that needs to be paid off accordingly.
Mississippi Title Loans, Inc. customers use them for medical bills, covering overdue bills, important repairs, rent, or utilities.
You’ll need the following in order to get a payday loan:
- Pay stub
- A blank check from an active checking account in your name
- Driver’s license or state-issued ID
Ready to go? Here’s how you can get a payday loan:
- Complete the online form.
- Wait for a representative to contact you and, after the call, bring your required items to the agreed Mississippi Title Loans, Inc. location.
- Once your items have been verified, complete the final approval steps. If approved, you’ll get your money the same day or the next business day.
Getting a month ahead on bills can be a challenge—even more so when life emergencies hit. Mississippi Title Loans, Inc. is on standby to help you out with the possibility of getting payday loans up to $400 when you need them. If that sounds like the right choice for you, then get started online today!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.