What Do I Need To Get Jackson Car Title Loans?
Looking to get a car title loan? Making sure you have everything you need before starting your application process is essential to getting your loan. With a little time and less than a handful of items, you can come to Mississippi Title Loans, Inc. and apply for Jackson car title loans today. Just use the following tips to help you get started.
Use This Guide To Get Car Title Loans In Jackson, MS
Set Time Aside To Get Your Title Loan
First and foremost, applying for Jackson car title loans requires you to take a little time out of your day. You won’t need to spend the entire day waiting in line for a bank teller and going through a slew of paperwork, though. Getting a title loan with us is both fast and easy and can often be completed in as little as thirty minutes from when you meet with a loan representative.
If you have the proper items to apply, you can find yourself with your loan money in hand just as fast. The good thing is our website walks you through what you need to have and how our process will go when you get started. The key to keeping the application process so fast is to be properly prepared to apply.
What Items Are Needed For Jackson Car Title Loans?
Sometimes gathering the required documents for a title loan can take longer than the actual application process. For the most part, two out of three items are easier to gather. These include a driver’s license. In general, if you own a vehicle, you should have a driver’s license to go with it. After all, you need it to drive the vehicle legally.
You will need to provide your title loan representative at Mississippi Title Loans, Inc. with a valid driver’s license. What qualifies as valid? It should show that you are of legal age to apply for a title loan. The legal age to apply is 18 years of age or older. If you don't have one, you can also provide a state-issued photo ID.
You also need your vehicle for inspection for Jackson car title loans. If you own a vehicle then you should be readily able to provide us with access to it. During the in-person portion of the application, the loan representative will perform a quick inspection of your car. They will determine the loan amount that you qualify for based on the value and condition of your vehicle.
They do this by taking into account the make, model, mileage, exterior, and interior of the vehicle. This will happen when you come in – or we come to you – to assess your information and title. Now, what may take a little more time to gather is the last document needed to apply. This will be your vehicle title. Not just any vehicle title will do. Your vehicle title must be:
- In your name: The vehicle title you use to obtain the loan must be under your name. If the vehicle title is under the name of yourself and another individual, you will either need to have them come with you or have them transfer full ownership under your name.
- Lien-free: Your vehicle title must also be lien-free. You will not be able to use your vehicle title if you are still making payments on the vehicle. You should also not have any other outstanding or unpaid loans on the vehicle title or any judgments against it.
If the vehicle title is not under your name or you just recently finished paying off your car, you will need to get your vehicle title updated. You can do this by going to your local Department of Motor Vehicles. Your DMV will require you to provide certain documents to transfer or update your vehicle title.
If this does happen to be the case for you, it will take a considerable amount of time to be able to apply for a title loan. Once you finish up at the DMV, it can take up to two weeks to receive the updated vehicle title in the mail. Keep this all in mind and give yourself considerable time to get your title ready before you apply for a title loan.
Have Everything You Need? Get Started Right Now
If you have everything ready, you can get started on your Jackson car title loans process. With Mississippi Title Loans, Inc., you can get a title loan between $300 to $2,500. If you are approved, you will receive your money the same day you apply or by the following business day. Not only that but Mississippi Title Loans, Inc. welcomes all types of credit too! All you need to do is:
- Submit an online form or make a quick phone call to your nearest Mississippi title loans store.
- Speak to a representative to discuss the required items and set the appointment.
- Set up a time and place for the vehicle inspection and have your documents verified.
- Find out if you qualify and for how much.
- Finalize the paperwork and go over the loan terms. Once done, you can get the cash.
Get Your Jackson Car Title Loans Now
The next time you need help with your emergency expenses, get Jackson car title loans with a trusted and well-established business. If you have all the required documents, you can submit an online form today with Mississippi Title Loans, Inc. and get the money you need before the end of the day.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.