Fast Cash Loans With Easy Requirements
Have you ever tried getting a personal loan from a bank? Unless you have a high credit score, you’ll face a long process and an even longer list of requirements. To determine your “creditworthiness” banks will ask for employment records, and income statements, or even ask you to find someone to co-sign the loan.
But there is an alternative. Mississippi Title Loans, Inc. offers several different kinds of fast cash loans that have easy requirements and a really simple application process. You can start the process online, and then complete the in-store verification in 30 minutes. It’s the easiest way to raise emergency money!
Wondering what kind of fast cash loans you qualify for? Depending on your financial situation and the amount of cash you need, here are the different loans you can get.
Fast Cash Loan Options
If you own a car, you can use it to take out a car title loan in Mississippi. You don’t have to surrender the car; you just use the vehicle title as security. During the duration of the loan, a lien (or a legal claim) is placed on the title, and it’s lifted once you pay it off.
You can borrow from $300 to $2,500 depending on the car’s model and condition. This is determined during the vehicle inspection and based on industry standards.
Practically any car can be used to take out a title loan. It just needs to be fully owned, registered under your name, and “lien free”. That means that there are no other claims or judgments against it, and it’s not currently being used as collateral for another loan.
What if you’re the primary user of the car, but it’s not registered under your name? You have to have the title transferred to you at the local DMV. While this takes time, it’s a legal requirement that actually protects consumers. Without this, anyone can take your car title and use it to get a loan.
But if you have a vehicle title that is lien free and registered in your name, you’re in luck! Now all you need is a government-issued ID and a vehicle inspection—that’s it!
If you don’t have good credit and you don’t have a vehicle, don’t worry, you can still apply for other fast cash loans.
Payday loans are a cash advance on your next paycheck. You can borrow from $100 to $400. If you’re running short on cash, you can use it to pay for urgent expenses like groceries, medicines, daycare, or other personal needs.
All you have to present for a payday loan is a driver’s license or any government-issued ID, your latest pay stub, and a blank check from an active checking account that is in your name. You also have to be at least 18 years old.
Signature Installment Loans
Let’s say you want to take out a personal loan but would like to divide the payments across several months so that it’s easier on your budget. We’ve got fast cash loans for that, too: the signature installment loan.
Unlike title loans which are secured loans that use collateral like a vehicle title, signature installment loans are unsecured loans that are based on other credit factors.
You don’t need to have a perfect credit score, but we will check your credit and other factors like income to determine the loan amount you qualify for.
If you went to a bank to get a signature loan, it would take weeks and tons of documents. But Mississippi Title Loans, Inc. has streamlined the process. All you need to present are a driver’s license or state-issued I.D., proof of income in the form of a recent pay stub, and a checking account statement in your name.
Our Fast Cash Loan Application
- Fill out the inquiry form. It will be sent to a representative from the nearest branch, who will personally contact you. It’s easier and faster than calling a hotline or lining up just to inquire.
- Talk to a loan representative. He or she will explain your different loan options, including how they work and what requirements they have. Feel free to ask questions—we are 100% transparent and want you to feel fully informed so you can make the right choice for you.
- Visit the branch. We have branches all over Mississippi, so it’s very convenient to drop by. Bring the requirements for the fast cash loans that you are applying for. A loan representative will verify the documents and walk you through the rest of the process. If you qualify for the loan, you just have to sign a few papers to finalize it.
- Collect your cash. Once the loan is approved, you get the money the same day or the next business day.
Get Your Fast Cash Loans Now!
At Mississippi Title Loans, Inc., we have you covered for whatever your fast cash loan needs may be. Between our title loans, payday loans, and signature installment loans, we can supply emergency cash for most situations. Ready to get a loan with easy requirements and a fast application process? Just click on the inquiry form and get started.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.