How To Get Emergency Loans For Bills You Need To Pay Now

May 6, 2021 | June Mckaig

emergency loans for bills

 

None of us are ever completely secured from financial hardships. While adding to your debt should never be your preferred course of action when handling them, sometimes it’s better than letting your financial obligations mount with no ability to pay them off.

For example, getting emergency loans for bills and not letting them pile up. Here are a few options you could choose from if you need to get emergency loans for bills on short notice.

Consider These Emergency Loans For Bills Options

Option 1: Title Loans

One option for emergency loans for bills is a title loan. A title loan is a short-term secured fast loan. Secured means you’ll be providing the lender with collateral, guaranteeing they’ll be getting their money’s worth back one way or another.

In the case of title loans specifically, your car’s title will be acting as collateral and your car’s condition and value will determine how much you could qualify for.

Due to them being secured, we here at Mississippi Title Loans don’t hold your credit against you. Any type of credit is welcome – good, bad, and even nonexistent. We also try to accommodate any income. In fact, you don’t even need to be actively employed to get a title loan!

How To Qualify For Title Loans

Despite the laxer approach to title loans, there are a few required items you need to provide – otherwise you simply won’t be eligible for approval, no matter how much we would like to accommodate you.

Here’s what you’ll need:

  • A driver’s license or other state-issued photo ID proving you are 18 or older.
  • Your car to determine the amount of loan you qualify for
  • The car’s completely lien-free title in your name.

Applying For Title Loans

Applying for title loans in Mississippi is simple. Just follow our quick guide to get an idea:

  1. Go to the Mississippi Title Loans, Inc. website and fill out the online form for title loans;
  2. Answer when the loan representative contacts you;
  3. Take the required items to the meeting with the loan representative;
  4. Let them assess everything and determine the terms of your loan;
  5. Get approved and get the cash!

Option 2: Payday Loans

If you’re not a car owner, then payday loans are probably the emergency loans for bills you should be looking into. Unlike title loans, a payday loan is an unsecured type of loan, meaning there’s no need for collateral or guarantee.

Again, all types of credit are welcome – good, bad, even outright nonexistent – and any type of income can possibly be accommodated.

However, unlike with title loans, we will pay more attention to your employment status. As payday loans are unsecured and there’s no collateral, you will need to provide us with solid proof – your most recent pay stub – that you’re able to pay the loan off in time.

 

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How To Qualify For Payday Loans

Again, there are only a few qualifying requirements when it comes to payday loans. But same as with title loans there are a few required items you should provide us with; without them, your application process will be over before you start.

To get this type of emergency loans for bills, you’ll need:

  • A government-issued ID proving you’re over 18;
  • Your most recent pay stub;
  • A blank check from an active checking account in your name;

Applying For Payday Loans

Just like our title loan process, applying for payday loans is simple. Just follow our quick rundown below:

  1. Go to the Mississippi Title Loans Inc. website and fill out the online form for payday loans;
  2. Answer when the loan representative contacts you;
  3. Take the required items to the meeting the loan representative sets up for you;
  4. Let them assess everything and determine the terms of your loan;
  5. Get approved and get the cash!

Get an Emergency Loan Today

Now that you know a little bit more about the loan options available to you, why not apply for a loan today? You can fill out the online title loan or payday loan form to get started. The process can take as little as 30 minutes!