Is There An Easy Way To Find A Legit Title Loan Near Me?

Written By Mason Roberts

Published on August 22, 2023

One of the first things that you might want to do when looking for a lender is search for ‘legit title loan near me’. Unfortunately, loan scams are on the rise at the moment, and becoming an untrustworthy lender’s victim can be a lot easier than you might think. Especially, if you are in a desperate financial situation. Below, you will find helpful tips on how to find a legitimate lender that deserves your trust.

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How To Find A Legit Title Loan Near Me

There are a few things that you would want to check before taking out a loan.

Look Up The Lender’s Profile On The BBB Website - The Better Business Bureau is a non-profit organization that handles complaints from consumers about their experiences with various businesses. If the lender is not BBB-accredited, there is nothing wrong with that. But if the website features complaints from customers about this lender or even alerts about government action, then you might want to choose another company to work with.
Research The Company’s Physical Address - Even if the lender offers online loans, a company has to have a physical address. Once you find the address on the website, put it into Google Maps. If the lender does not provide an address on the website or if the one mentioned belongs to a random house (not a business), then the company is a scam.
Make Sure That The Company Is Registered - Now that you know the lender’s address, you can find the website of the right secretary of state office. On the official website, you’ll be able to look up various businesses by name. If the company is registered, you will find it in the database. Do bear in mind that even registered companies might end up being a scam.
Find Real Reviews - Ideally, you would want the lender to have quite a few reviews on such sites as Trustpilot, for example. They don’t all necessarily have to be positive as those who have failed to qualify might, of course, choose to leave a negative review. Look for repeat customers, that mention great customer service, and other details that prove that the company is legit.

What Are The Most Common Signs Of A Title Loan Scam?

If you spot any of these red flags when searching for 'title loan near me', be sure to stay away from this lender.

The lender is trying to charge you an upfront fee or is asking for a payment in gift cards.
The company representative is pressuring you to act immediately. There shouldn’t be a deadline to apply for a loan. And if you need a few days or weeks to think about the offer, a legitimate lender will not pressure you to make a decision earlier.
The lender guarantees approval. There are reputable companies that can consider all types of income and credit, but they will never give you a 100% guarantee that you will get approved.
The website is not secure. If the site does not have a padlock sign next to the address and the actual address does not start with ‘https’, then don't provide any personal information through the online forms.

What’s The Easiest Way To Find A Title Loan Near Me?

Identifying a scam is not always as simple as it may seem. Some companies might actually be registered and have a real address, but that does not necessarily mean that they are not part of a loan scam.

You would have to dive deeper into the topic, search for reviews, and find more information about the company. All that might take some time. And if you’re in the middle of dealing with an emergency, spare time is the exact thing that you might not have. Thankfully, we have already found a reputable fully licensed lender for you.

4 Reasons To Choose Mississippi Title Loans, Inc.

Mississippi Title Loans, Inc. is a company that is devoted to providing you with competitive offers for title loans. Here are a few important benefits that you’ll be able to take advantage of if you choose this lender:

Those who qualify can get up to $2,500 on any year, make, or model of vehicle
You can keep driving your car while you’re repaying the loan
The whole in-person process might take just 30 minutes
You wouldn’t have to drive to the store – the agent can come to you

A car title loan agreement with two sides shaking hands in a room containing documents on a table.

Submit An Inquiry Right Now!

Finding a legit title loan near me can be quite challenging, but we have done the hard work for you. Mississippi Title Loans, Inc. is an experienced service provider that you can trust. The company does not only have a friendly team of professionals; the experts have also made sure that the whole title loan process is as simple and quick as it can possibly be. Ready to use your car to get some fast cash? Then submit an inquiry form today.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.