Why It's Important To Choose A Direct Lender Of Payday Loans

Inflation has made it very hard to make our money last until payday. The prices of groceries, gas, utilities, and other essentials have risen by more than 10%. Even if the smallest unexpected expense can ruin our budget, we may need a payday loan just to get by.

However, don’t just get a payday loan from anyone. It’s important to choose a direct lender that you can trust and who can fast-track the application and approval process so you can get the money as soon as possible.

Here’s how to find the right direct lender of payday loans, and what you can do to find a payday loan direct lender near you.

It’s Important To Choose A Payday Loan Direct Lender

What Is A Direct Lender?

Direct lenders are private companies who are registered and licensed to provide loans in the state. Unlike banks, which tend to be very traditional and risk-averse, they have more creative loan packages and more flexible requirements.

For example, most banks will do thorough credit checks before approving a loan and will deny an application just because of a low credit score. However, Mississippi Title Loans, Inc.—a direct lender of payday loans—actually specializes in providing loans for people with bad credit.

Why Should You Get A Payday Loan Direct Lender?

If you have ever tried to get a loan from a bank, you know how long, confusing, and complicated the process can be. You waste a lot of time lining up for your turn and filling out forms and may even have to go back several times to submit additional documents.

If you have a bad credit score, you may even have to ask someone to co-sign your loan, which will require even more documents, forms, and visits to the bank. By the time you get your loan approved, your payday would have already arrived.

But if you need a payday loan to buy food, gas, and other basics, you can’t afford to waste time or money on multiple trips to the bank. You need a fast and simple loan application process that will let you get the cash within one or two days.

That’s the advantage of choosing a direct lender of payday loans like Mississippi Title Loans, Inc.

• You can apply even if you have a bad credit score. We work with all kinds of credit, including bad credit scores or short (or zero) credit history.
• Minimal requirements. The only things you need to present to get a payday loan are your most recent pay stub, any state-issued ID card with a photo like a driver’s license or passport, and a blank check that is from an active checking account that is under your name.
• Easy online inquiry. You can ask about payday loans anytime and anywhere—no lining up necessary! Just fill out the online inquiry form and you get a call back from one of the loan representatives from the nearest location.
• Convenient locations. As one of the most established and trusted direct lenders of payday loans, we have branches all over the state. So, it’s easy for you to drop by the branch to show your requirements and complete your application.
• Fast approval. It often takes just 30 minutes for a loan representative to review your requirements and approve your loan. If approved, you will be on your way to getting your money that same day or the next business day, much faster than if you had gone to a bank.

Get A Trustworthy Direct Lender Of Payday Loans

There are a lot of unscrupulous companies who claim to be payday loan direct lenders but are actually frauds who collect your cash (in the form of “application fees”) or sell your personal information.

Go to a direct lender of payday loans that you can trust, with a proven track record of putting their customers first.

Fraudulent companies usually just have an empty website and no physical address. However, we have branches all over the state, a phone number you can call, and a very active website that is full of helpful information.

We are also very transparent. We have a clear payday loan application process and a friendly team of loan representatives who make sure that you understand all the loan terms before you go and apply for one at the branch. Meanwhile, a fake direct lender of payday loans will try to rush you into getting a loan and can be evasive when you ask questions.

Furthermore, we never delay payment. Upon approval, you typically have the money that same day, or in some cases, the next business day. In fact, we’re one of the fastest payday loan direct lenders in terms of payouts.

Apply For A Payday Loan Now!

Now that you understand how important it is to choose a direct lender of payday loans. Mississippi Title Loans, Inc. meets all of the requirements of a top-notch lender. Need emergency money right away? Help is just a click away. Fill out the online form to find out more information or start your application.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.