person taking care of car maintenance

Cover Important Car Maintenance With A Payday Loan

Owning a car comes with a bunch of responsibilities, and one of the most important is regular maintenance. It's a fact of life that some people love, and other people despise. But regardless of which column you fall into, it has to be done. In this article, we're covering why car maintenance is important, what types are really important, and how you can overcome the otherwise expensive costs of such tasks.

Why Is Car Maintenance Important?

Car maintenance is important for a variety of reasons. Some of the most pressing are as follows:

payday loan money to cover important car maintenance

  • Safety improvements — Regular car maintenance proves crucial for safety. It reduces the chances of accidents from malfunctioning components.
  • Lifespan increase — You can help extend your vehicle's life by properly maintaining it. Plus, it ensures it's in good condition to limit the need for regular repairs.
  • Money savings — Frequent car maintenance helps the engine, transmission, and other elements from requiring costly repairs due to unnecessary wear and tear on particularly important parts. 
  • Resale value enhancements — If you want to sell your car in the future, you need to maintain it to increase its resale value. It'll be more attractive to potential buyers in the future.
  • Fuel efficiency improvements — Dirty air filters, low fluids, and worn spark plugs can cause poor fuel economy. Regular maintenance ensures you don't suffer these consequences.

What Qualifies As "Important" Car Maintenance?

As you now know, car maintenance is imperative to the safety and longevity of your vehicle. The precise tasks you'll need to undertake (or pay a professional to undertake) are as follows:

  • Oil — Generally speaking, cars use synthetic oil that must be replaced every 5,000 to 10,000 miles. 
  • Filters — Your oil, fuel, and air filters need to be cleaned and/or changed regularly. Believe it or not, they drastically influence the performance of your car.
  • Battery — The outside temperature, long periods of non-use, and battery age affect the battery life. So, you may need to replace your more often than most, depending on how old it is and whether you go without using your car for a while.
  • Brake pads/shows and rotors — If there are any extra noises (e.g., screeches when stopping), then you need to have your brakes looked at.
  • Hoses and belts — Both of these parts experience the heaviest wear and tear. Therefore, they should be frequently inspected for damage like cracks.
  • Fluids — Brake fluid, coolant, and transmission fluid are necessary for your vehicle's function. They need to be inspected and replaced regularly to prevent costly damage.
  • Spark plugs — If an issue with your ignition system arises, the check engine light will display on your dashboard. At this point, you need to take your car to your local garage so professionals can scan it to figure out the problem.
  • Power steering fluid — This tends to last longer than the fluids we previously mentioned (around 75,000 miles and beyond). However, you'll need to keep a close eye on it if your car has particularly high mileage.

Using A Payday Loan To Cover Important Car Maintenance

Now you know why car maintenance is important and what maintenance tasks should be performed regularly. But that doesn't mean you can afford such things. Ideally, you should save for vehicle maintenance. After all, you know it will arise at some point or another. Some may even need to be completed before you have enough money saved. So, what do you do then?

person filling out payday loan paperwork

Well, you can ask friends and family for help or you can even reallocate money earmarked for other things. But if that doesn’t seem to cut it, you can seek a safe payday loan from us at Mississippi Title Loans, Inc. right now.

It's a short-term loan allowing you to cover emergency costs without committing to lengthy loan terms. And unlike traditional bank loans, you don't need to contend with a long list of requirements. Instead, you can qualify with nothing more than:

  • a driver's license or state-issued identification,
  • your most recent pay stub, and
  • a blank check from your active checking account. 

To be eligible you must be at least 18. If credit is a concern, you should know that all credit types are welcome to apply. So, you can still qualify regardless of your credit score. Our payday loans are a foolproof, quick way to pay for necessary car maintenance.

Get A Payday Loan From Us At Mississippi Title Loans, Inc. Today!

Everything from oil changes to spark plug checks to power steering fluid changes to brake pad replacements are important car maintenance tasks. Unfortunately, they can come with a hefty price tag that you may struggle to pay without the help of a payday loan with us.

If you have access to the easy requirements, you can qualify for a payday loan with ease. Just complete our online inquiry form to kickstart the loan process and one of our loan representatives will be in touch to walk you through the remaining steps.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.