Ho, Ho, Ho! Get The Christmas Cash You Need With Car Title Cash
December 9, 2021 | June Mckaig
The holiday season can be a difficult time of year for many. Because of how much Christmas cash is spent during the season, as well as the difficult weather, the season can leave people without a lot of financial options.
With a lien-free car title, you can get the Christmas cash you need now through a title loan. But before you run to get a car title loan, you have to understand what a title loan is and how they work. Once you know that, you can get the car title cash from us at Mississippi Title Loans, Inc. you need.
Understanding What A Car Title Is
Before learning about Mississippi title loans, it’s essential to understand what a car title is and what it means for you. Every time you purchase a vehicle, the purchase is confirmed through a series of legal documents. One of the most important documents is the title.
This title is what makes you the formal owner of the vehicle. Without it, the vehicle is not technically yours. Whenever you own the vehicle outright, you will have a clear title. Another name for a clear title is a lien-free title. Whenever the title is lien-free, it means that there are no debts against the vehicle. Your vehicle will not be lien-free until it is completely yours.
How Do I Get Cash With My Car Title?
Now that we understand what a car title is, we can dig into car title cash from title loans. Car title cash is awarded whenever you use that title as collateral for a title loan. What this means is that another entity – such as us at Mississippi Title Loans, Inc. – will partially own the vehicle title while you are paying off the loan.
Don’t worry, your vehicle is not going to be taken. When you get car title cash, you get to keep your vehicle and drive it as usual throughout the entire repayment process. After you pay back the loan, the title will be clear and completely yours again.
How Much Christmas Cash Can I Get With A Car Title Loan?
How much Christmas cash you can get with a car title depends on where you go. Here at Mississippi Title Loans, Inc., you can get anywhere from $300 to $2,500 with your car title. The exact amount will depend on your vehicle’s value.
Your vehicle’s value is determined by its condition and value – which we determine through a physical inspection. Most major accidents and work are reflected on your vehicle’s title, thus giving the inspector a general idea of its value.
Keep in mind we are also looking at how the car looks. With a physical inspection, all the minor details are evaluated for a more concrete estimation. That estimation will determine how much you can be loaned. Once again, the loan will be anywhere from $300 to $2,500 when awarded from one of our locations.
What Can I Spend My Car Title Christmas Cash On?
$2,500 is quite a lot of money. Needless to say, you can buy a lot of presents with this hefty Christmas cash. But before you start running to the closest mall, know that you should not spend title loans on trivial or luxury items.
In other words, this Christmas cash should be reserved for emergencies only. For example, car title Christmas cash is an option if you are unable to pay necessary bills, such as your rent, utilities, or food. It is also an option when unforeseen emergencies show up and require you to pay emergency travel or medical bills.
What Do I Need For Car Title Christmas Cash?
If you find yourself in an emergency situation and are considering a car title loan, you likely want to know what you will need. The three required items to get a title loan from Mississippi Title Loans, Inc. include a driver’s license, a lien-free title to your vehicle, and the physical vehicle for inspection.
It’s important to note that the title must be lien-free and in your name. As for credit, you do not need a fantastic credit score to get approved. Mississippi Title Loans, Inc. welcomes all credit types to apply for a car title loan, assuming you meet the three abovementioned requirements.
The Process Of Getting Car Title Cash For Christmas Cash
One thing to know about us is we make sure our process is simple and convenient. If you decide to get a car title loan for quick cash from Mississippi Title Loans, Inc., here is what the process will look like, more or less:
- Fill out the online inquiry form found on our website.
- Wait for one of our representatives to call you.
- Set up a meeting either at a car title loans near me or have us meet you somewhere.
- Drive to the location with your title, driver’s license, and vehicle for the inspection.
- Wait while the representative determines whether or not you qualify for approval.
- If you are approved, we will go over the loan terms and have you sign the paperwork.
- Once done, you can get the money either the same day or the next bank business day.
Get Started Today
If getting Christmas cash via a car title loan to help with emergency expenses sounds like an option for you, get started today with Mississippi Title Loans, Inc. right now. All you need to do is fill out our online form and wait for a representative to give you a call to get started.