How To Get Cash Fast Under A Financial Emergency In Mississippi

July 30, 2020 | Emma Frost

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Everyone experiences financial emergencies at least one time or another. Whether it is the sudden loss of your job, an emergency medical procedure, or unexpected home repairs needing to happen right away, we’ve all gone through something that throws our finances through a hoop. And when we are going through it, it may be difficult knowing what to do next and where you can turn to. We don’t always have the cash we need to deal completely with our emergency. Even if we do have an emergency fund set up – which we all should – it may still not be enough.

That is when you can turn to local title loans in Jackson – and everywhere else in Mississippi. Looking for financial assistance through title loans is a viable option because you can get the cash you need quickly – if all goes well with the application process. If you haven’t dealt with a vehicle title loan in Mississippi, it is easy to understand and even easier to apply for one.

What Is A Title Loan?

A title loan is a loan you can get when you use your vehicle’s title as collateral. If you do decide to use your vehicle’s title as collateral for this loan, you don’t have to worry about us not allowing you to keep your vehicle. You can keep your vehicle and use it whenever you please – so long as you can abide by the loan repayment schedule that you and your loan rep will go through. One thing you need to know is, even though this loan is referred to as “car title loan,” that doesn’t mean you can only get this loan through the use of a car’s title. If your vehicle is a truck, SUV, or even a motorcycle, you can still use the title as collateral. As long as whatever vehicle you choose to use is in your name and is free of any prior loans or judgements, you should be good to use it for this kind of loan. We also welcome all credit to come in and apply. So if you have great credit or terrible credit, you don’t have to worry about automatically being turned away. There are actually many ways in which a title loan can help you out.  And if you are located near Meridian, there are payday loans in Meridian MS available to qualified people as well.

What Can A Title Loan Do For Me?

At this point, you might be wondering “what can a title loan even do for me?” If you use your vehicle title loan correctly, then it can do quite a bit. The first thing you have to know about using your title loan is that you cannot use it for everything. What do I mean? Well, this kind of loan was designed to be a short term financial solution, meaning it isn’t supposed to be a solution to your debt. Instead, you should use it for when an unexpected situation or emergency pops up and you cannot handle it on your own. I am talking about situations like your furnace breaks, a pipe bursts, your car gets hit, or you land in the hospital. Any one of these situations can throw you into a financial emergency. That is the purpose of your title loan; to help you out when you cannot pay for your emergency all on your own. And it also gets you your money quickly.

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How Does A Title Loan Get Me Cash Quickly?

When it comes to financial emergencies – regardless of what it is – there is no way around it, you need your cash quickly. You can’t afford to wait days, sometimes even weeks, for your loan application to be approved and the funds sent to you like for the more traditional loans at a bank or credit union. Here in Mississippi Title Loans we can get you through the entire process in 30 minutes or less; so by the time you leave us, you will have the cash you were approved for with you. If you do get approved, you can qualify for anything in between $300 - $2,500 for help in your money emergencies. The process of getting approved is easy to begin. All you have to do is fill out our online form. Once you submit the form, a loan rep will call you and let you know if you are approved. If everything goes according to plan, your loan rep will tell you what the next steps are.

After you get off the phone with our loan rep, you can make your way to the nearest Mississippi Title Loans and finish the process with some paperwork. When you sit down with us, this is where you can ask all of your questions and we will go over a loan repayment schedule and your entire loan agreement. This is why you need to ask all of your questions because we want to make sure you understand everything before you sign the agreement. We also have to go over the necessary required items that you bring in to us. We don’t require a lot of things – that is not how we do things here – but we do require you bring in three things. Those are:

  • Your driver’s license or state issued photo ID that states you are 18 or over.
  • Your lien-free title that is in your name. Lien-free means your title is free of prior loans.
  • Your vehicle that matches your title. While you are here, a loan rep will conduct a vehicle inspection to determine how much you qualify for.

Get Started And Solve Your Financial Emergencies

As you can see, you don’t have to let a financial emergency take over. You can get your cash quickly and start fixing your finances. Title loans can really come in handy when you really have nowhere else to turn to. Of course, if you don’t have a vehicle in your name, you also have the option of looking into payday loans in Mississippi and online installment loans near you, as well.