It's official – We can’t deny it anymore. It is indeed Christmas Season. Thanksgiving has passed, the Starbucks Holiday menu is out. We’ve transitioned from pumpkin to peppermint and eggnog! While it might be easy to get wrapped up in the Christmas fervor, it’s a good idea to look ahead and start thinking about your resolutions for the New Year!
“New Year?!” I can hear you say – “We just got past Thanksgiving!” I know, I know, dear reader. You’d rather just get your Christmas on and not worry about the oncoming New Year. You may even be considering a Mississippi title loan this season to make ends meet. (Before you do, check out this article on how to make the most of your winter break with these simple tips!)
But once New Year’s hits, it’s normal life – all bills and work and no warm and fuzzy feelings! Nothing but resolutions to deny yourself the things you like and forcing yourself to go to the gym. Yuck!
But the New Year doesn’t have to be so bleak. Financial New Year's Resolutions can actually be a great way to help spice up your life! And the best part is, if you play your cards right, you could even save money along the way.
Ready to rethink your resolutions? If that is the case, perhaps these 3 fun resolutions will help you stick to your goals this year!
So, let’s say you really want to get healthier and lose some weight. You want to start by increasing your activity. But you don’t have to put yourself through the drudgery of the gym to reach those goals.
Finding the money to start with could be one of your financial New Year's resolutions, but don't let not having the cash right now keep you from investing in your health and wellness.
Related: Find out How to Use a Cash Advance to Advance This New Year and jump start your journey to a better you!
Look into a class where you can learn a new skill or activity while getting in your exercise. Perhaps you’ve always wanted to know some sort of self-defense; maybe look into local lessons. There are lots of awesome activities you can do!
Ballet for adults, community yoga classes, ballroom dancing, Krav Maga, and more! A class also has the added benefit of other people you can befriend. Most people are more likely to show up for something if there are other people there expecting to see them. Accountability can help you stick to your routine and get the most bang for your buck!
Another common resolution is to budget and save money. Why not do that thing… for a very specific and fun end? Pick a dream trip you’d like to take and sit down and plan it out. How much money will it cost? Will you miss work and need to factor the lost money for that? How long will the trip be?
Plan it down to the nitty-gritty. Look at accommodation and factor in spending money. Once you have it all sorted out, take the cost and figure out how much you’d have to save a month to take that trip.
Budgeting and saving can be hard, but they're easier when you have an end goal to look forward to. This can also help you reach any travel dreams you’ve been harboring, and is a much easier goal to reach than the “Travel More” resolution. It's way too vague and can lead you to taking out a title loan without proper planning! Use this financial New Year's resolution to
So, you found a class you’d like to take to up your weekly activity, but the classes cost money, and you are saving for a trip, so you need to cut back from somewhere… Might as well stop eating out so much!
Eating out as well as eating prepackaged food is an expensive choice. You could save that money (for your trip!) and help spare yourself calories all while building a new skill set.
Start with some easy recipes that interest you, and use that to help build up your repertoire. The more you do it, the easier it gets. You’ll be amazed by how much cheaper it is, too!
If you haven’t figured it out already, we are just spinning some of the usual “resolutions” to make them more engaging and “stick-to-able.”
These financial New Year's Resolutions are here to get you thinking about the things you really want for yourself, and how to see them through. After all, nothing is worse than creating a New Year’s resolution that you don’t like; then you have to force yourself to do it without the right motivation, only to fall off the wagon and feel bad about yourself in the end.
To avoid all that, try on one of the above or, perhaps, think about your own goals and find ways to stack them to make them more enjoyable and achievable!