I Am Disabled And Need Money Fast! What Are My Options?
August 17, 2021 | June Mckaig
If you are disabled and need money quickly, it may feel like you don't have many options available to you. You may not be able to get yourself a quick temporary job to tide you over. You may still be waiting for that disability check to come in. Don't worry, though. Your search for 'I am disabled and need money' ends here. There are a couple of options available.
If You Need Money, Remember These Options
Try Title Loans
Title loans are secured loans that use your vehicle’s title as collateral. If you are looking for 'I am disabled and need money' and have 100% ownership of your vehicle and your title has no liens against it, then a title loan could be an option.
A title loan from Mississippi Title Loans, Inc. could give you between $300 and $2,500 in cash. The amount you can borrow depends on the value of your vehicle. The more valuable the vehicle is on the used market, the more cash you may have access to.
These title loans are an option for those with bad credit because we welcome all to apply. Title loans are also an option for those not currently in employment because you don’t have to provide proof of income when applying for a title loan with us.
Plus, you will find out if you’ve been approved or not on the very same day you apply. And if you are approved, you can get your cash either on the same day or the next bank business day.
Use Payday Loans
Payday loans in Mississippi are for those that may be searching for 'I am disabled and need money' but only need to borrow smaller sums of cash. Payday loans in Mississippi are available for between $100 and $400.
The idea of a payday loan is that you pay off the loan at your next paycheck. This means a payday loan can be an option for those that know that they can cover some of the smaller emergency expenses, but are too deep into their current paycheck to cover it at the moment.
You must be employed to obtain payday loans here in Mississippi. It doesn't matter whether it is a full-time or part-time job – it just matters that you are employed. You will be asked for proof of your employment by showing your most recent paystub. If you do have other forms of income, you may be able to use them if you have the appropriate paperwork.
The entire payday loan process can take as little as 30-minutes to complete. This means that you will have access to fast cash if you are approved. These loans, just like our title loans and our installment loans, are an option for those with bad or no credit.
Get Installment Loans
Installment loans are much more similar to a traditional loan i.e. you will pay off the loan in installments. The difference is we accept people with both bad and good credit to apply. In Mississippi Title Loans, Inc., you can apply for up to $1,250 to help with emergency expenses.
Installment loans can also be completed in as little as thirty minutes. You will have to visit a physical store if you want to complete the process. We know how difficult it can be to get to a store if you are disabled. However, we have locations all throughout Mississippi – meaning there is a good chance you will have a location near you.
Related Content: Common Loan Questions People Ask Mississippi Title Loans
Finding A Loan In Mississippi
Mississippi Title Loans, Inc. provides access to three types of loans for those that are searching for 'I am disabled and need money'. Your choice of loan will be determined by your exact circumstances. You can start the inquiry for any of these loans through our website or search for ‘Mississippi title loan places near me’. You can learn how to get a loan below.
How To Get Title Loans
Once you finish the online form for title loans, one of our loan representatives will give you a call. They will inform you to bring the required items to your nearest location or you can have us come to you instead. The items you need to have are:
- Your driver’s license or state-issued photo ID;
- Your lien-free vehicle title that is in your name;
- Your vehicle for a quick inspection.
Whether you come here or we go to you, the loan representative will have to inspect your vehicle to determine how much you could qualify for. They will also go over your information to determine if you qualify for approval. If you do, we will go over the loan terms, have you sign the agreement, and you can either get your cash the same day or the next bank business day.
How To Get Payday Loans
If you fill out the form for payday loans, the loan representative will give you a call and go over the process. They will answer any questions and let you know what you have to bring to go finish. You will have to bring:
- A state-issued photo ID;
- Your most recent pay stub;
- A blank check from an active checking account in your name.
Once you have the items, you can head down to the nearest location. We will examine your items and determine if you qualify for approval. If you do, we will go over your loan terms, have you sign the paperwork, and you can get the money on the same day.
How To Get Installment Loans
The process for installment loans is very similar to our payday loans. You will fill out the loan, wait for the phone call, and then bring the same required items to the nearest location. We will inspect your information and determine if you qualify. If you do, you will get the money the same day.
See What Loan Options Are Available Today
Are you one of those searching for 'I am disabled and need money'? Look no further. Once you have decided which loan is right for you, head on over to our online forms and send them to us at Mississippi Title Loans, Inc. today.